A registered agent is an individual or business entity that takes care of tax and legal documents on behalf of your business. They are required by most states and can be a professional service, yourself, or a colleague should they meet the state’s criteria.
One of the first questions new owners ask is Can I be my own registered agent? The answer is yes, but it’s important to consider the following before you take that course of action.
Can I be my own registered agent?
You can be your own registered agent, or you could choose a member of your LLC, or someone whom you trust. They do, however, need to meet the following requirements:
- is 18 years of age or older.
- has a physical address in the state where the business will be operating.
- is available during standard business hours (8am – 5pm) at a designated address.
Although this is a cheaper option than paying for a professional registered agent service, it does mean that you are responsible for all of the legal going-ons of your business.
So, should you be your own registered agent?
The benefits of using a Registered Agent Service
Professional registered agent services offer many advantages including peace of mind, privacy, flexibility, and the chance to spend your energy on growing the business without having to think about many legal aspects related to both forming and maintaining a business.
Peace of Mind
A professional registered agent service can do the following to ease your stress so that you can deviate your time and energy to successful operating your business:
- Ensure that growing your business remains at the forefront of your mind. The registered agent service will ensure that all important LLC documents are automatically received and kept safe.
- Ensure that you can keep a good work-life balance. Your business and personal mail are kept apart so you don’t have to worry about work unnecessarily taking over your home life.
- Provide personal guidance. Should your business run into any problems or any queries come to light, you have support from professionals who have most likely faced the issue before.
In order to protect your privacy, the registered agent service’s address will be listed on the public record, rather than your office or personal address. This becomes a significant benefit when your business is conducted out of your home.
A registered agent service helps maintain your privacy through the following:
- Making sure that should you or your business fall into legal trouble, you won’t be served with a lawsuit in person. This is especially significant as it means that you won’t be served in front of important people like family, employees, or clients.
- Their address is public, rather than yours. As such, it’s improbable that you’ll receive unsolicited mail.
Should you decide to be your own registered agent, you do have to be available to accept official notes during standard business hours at the specific address that you supply. However, a registered agent service gives you the ability to stay focused on your business rather than having to stay on top of deadlines and being available during business hours.
Registered agent services give you the ability to:
- Keep flexible business hours. A registered agent has to be available from 8am to 5pm every weekday. If you decide to hire a registered agent rather than serving as your own one, then you can operate your own hours.
- Create an LLC in a different state. A registered agent has to be a legal resident in the state where the business is created. Hiring a national registered agent service is beneficial as it allows you to create an LLC in any of the 50 states.
- Create an LLC in more than one state. You need to have an appointed registered agent in every state where your business has a physical presence.
Compliance with the Law
Registered agent services make sure that the business stays up-to-date on state requirements as they send dispatch frequent reminders for filings. As such, you won’t have to worry about dealing with legal fees and penalties. This is especially important as failure to comply with state requirements could even result in the loss of your business.
Professional registered agent services do the following:
- Aid in acquiring state-specific accounts and legal professionals. The majority of businesses require accounting or legal aid at some point in their creation.
- Store copies of your corporate documents. You’ll have a backup of your important business documents should you have to face theft, natural disaster, or other unanticipated losses.
Although it seems intriguing to save some money by being your own registered agent, it does come with obstacles and that is why most startups prefer using a professional service to help save money in the long run.
Subtitling and Cultural Significance: A Discussion
Are you a business targeting an international audience? Then it would help if you struck an emotional chord with them. However, you do not wish to take any chances and make all the right cultural references. Cultural significance plays a critical role in the subtitling industry as it can make or break deals.
Cultural referencing is not just a challenge for businesses but subtitling services too. It can be a very sensitive issue to transcript culturally bound content appropriately and include topics such as the country’s culture, race, religion, history, social norms, and geography.
Technical Issues with Cultural Referencing
The most common technical problem with cultural referencing is the untranslatability of the content due to the absence of similar items or content in the target culture. So, how to convey a message in its true gist using content unknown to the target clients or consumers?
Subtitling professionals use various well-documented conventional translational and transcriptional devices in these instances, such as substitution, omission, compensation, explication, addition, etc.
This is a more appropriate way than to avoid the entire matter. Subtitling professionals always try to steer clear of the controversial and sensitive referencing, especially when they know a little about it.
The reason to do so is, there are no options to include footnotes in subtitles for further explanation. A wrongly mentioned cultural reference can have a negative impact on your entire campaign.
The Real Challenge of Cultural Significance and Subtitling
The obstacle associated with cultural referencing is to understand the cultural significance of the content rather than the actual translation itself. Once you understand the cultural significance of what the speaker is trying to say, the transcription or subtitling becomes easy.
The translational process of subtitling the video content with appropriate cultural references or something similar will always challenge the subtitling services. There will be instances when you will have to decide to either amend the reference to fit the foreign culture or maintain its originality to satisfy the “dilemma of accuracy.”
This dilemma becomes particularly significant when you subtitle speeches by public figures such as celebrities, humanitarians, politicians etc. Moreover, it can sometimes get really tricky to subtitle the unscripted speeches. The language spoken in such speeches can get repetitive, ambiguous, incoherent, controversial, and contradictory.
So what do you do as a subtitling service?
Well, in such instances, you start to struggle on two fronts. You must choose between your professional obligations (to provide an accurate and faithful rendition of the spoken content) or your urge to clarify it, making it more understandable and, most importantly, culturally acceptable by the masses.
Avoiding the Crisis
The political, religious, and other controversial speeches can be highly emotional and emotive; hence they can cause a national or international frenzy.
Therefore, a subtitling service needs to tread carefully and be extra vigilant when subtitling highly emotive and emotional words and phrases. You must tone it down with appropriate cultural references while maintaining the core idea of what the speaker wishes to convey.
In other instances, subtitling decisions regarding cultural significance do not take semantics into consideration, especially with light-hearted content and global references.
Moreover, when the content is already addressing the cultural norms, institutions and traditions of the target audience, the subtitling professional does not have to worry about the accuracy and detailed translation of every word uttered.
The focus stays on the intention of conveying what the speaker wants to say. This way, subtitling becomes more of an editorial choice and content-related judgment of the subtitling professional or service.
In short, the subtitles will be plot-oriented instead of being strictly semantic.
No software can beat a subtitling service’s professional expertise when it comes to incorporating cultural significance in your visual/audio content. An AI will not be able to judge the sensitivity of the emotions within the spoken word and will translate word for word, causing irreversible damage. Circle Translations have professional subtitling professionals who are aware of the intricacies and sensitivity of such matters. So contact them today for your subtitling needs.
Bitcoin Cash Price Prediction 2021: Bullish Toward $400
Meta Description: Based on technical analysis, the Bitcoin Cash price prediction for 2021 is leaning to $400. Conservatively, the BCH price will be at $300.
Keywords: bch price prediction, bitcoin cash price prediction
For 2021, the Bitcoin Cash price prediction is bullish toward $300 to $400. Bitcoin Cash (BCH) remains to be among the top five cryptocurrencies by market cap. As of writing, the BCH price is trading at $272, with 14.8% gains over the last 30 days.
From a macro perspective, the Bitcoin Cash price chart seems dull and less volatile than other altcoins. According to Coingecko, in 2020, the BCH price reached its year-high value of almost $500 in February. After that, a massive BCH price decline has been observed around the Crypto Black Thursday phenomenon. At this time, BCH has traded at less than $150 per unit.
In spite of this, Bitcoin Cash began to show signs of life after a prolonged consolidation period and an unsustained breakout from February to March as well as August to September.
As a result, the exponential moving average (EMA) is starting to climb up as successive green candlesticks have appeared in the last couple of days. Accordingly, the BCH price prediction depends on the ability of bulls to break into BCH strong resistance levels of $320 and $340.
With two months left before the year ends, this may be too far fetched. If it fails to break past the resistance level at $284, it might not reach $300 by the start of January 2021. But if it does, then we can safely assume that each BCH may be worth at least $300 in 2021 — maybe more.
On the other hand, another factor that may affect the Bitcoin Cash price prediction in 2021 is the incoming network upgrade on November 15. Once the upgrade has been implemented, we will see whether the bulls and bears impact the BCH price prediction, directly or indirectly.
The Ultimate Solution to Utilize Custom Boxes for Any Product
As we all agree on the statement that the packaging industry is one of the top industries around the world these days. You can see the transformation of the product shapes by changing the packaging solution. No doubt, you may not get the right and desired response from the customers until you may adopt the trend of using a stylish packaging solution. You can also see the tough competition among brands on the shelves of the stores respectively. Today, every manufacturer is trying to attract the attention of the customers towards their brand or product and they have utilized the trend of stylish and durable packaging solutions. Here is a key point for you to understand that you have to add a unique factor of eye-catching to attract customers towards your product. Without having this factor in the product, you may not be able to attract the attention of the customers towards you and you will never get the right response as per your demand and need.
Branding of the product is very much important and compulsory these days. Without having the quality of attraction in your product packaging, you might not get the right response from the customers. Here we will discuss with you the latest and reliable solution that will help you out to market your business name around the world in a better way. Utilize custom packaging options that will perfectly enhance the visibility of your product up high in the sky. There are several types of benefits you will get from utilizing the impressive solution of packaging. Here we will discuss with you custom packaging in detail first and you will also get to know the quality factors of custom packaging by all means.
Custom Packaging-A brief Knowledge:
Custom packaging is like a new way to introduce your product to the market. It is very much important and compulsory to change the style and look of the packaging of your product to increase the sales of the product as per your demand and need. Here we will let you know those impressive factors which are very much important for you to know about custom packaging. These points will also enhance the value of your products in the market as well.
Things That Will Enhance Product Look Through Custom Packaging:
These things will enhance the product value in the market are as follows. In short, you will know here about the positive things or factors about custom packaging solutions.
1. Selection of Color
It is very much important for you to know that the attractive colors and features of the packaging are more than enough to enhance the appearance of the product. As we can see the trend of utilizing sharp colors and attractive features in the packaging that can make the product eye-catching by all means. If you are running your new business in the market, this option is quite important and effective for you respectively.
2. Customize Look and Size
You can perfectly change the look and size of the product packaging as per your desire and need. This solution is also eco-friendly and it can better enhance the look and sales of the product in the market. Custom packaging is all about to use recycled material for packaging which is also considered as the best example of an environmentally friendly solution. People around the world prefer to use this option for their products.
3. Durability in Packaging
No doubt, custom packaging solution is much durable as compared to the ordinary packaging solution. You will completely find this option useful and smart by all means. The best option you will see in custom packaging is to use it for any type and size of the product. It will enhance the value of the product and it will also make it perfect for the market.
4. Unique Packaging Trend
Many people or businesses consider this trend unique and smart by all means. Everything you will get perfectly according to your desire and need. You will never find this option useless by any chance. Feel free to get help from a trusted solution provider by selecting the click here option around you.
5. Cost-Effective and Reliable Option
Custom packaging is also cost-effective and reliable for every type of product. Get help from the internet and you will see the best option in front of you. Everything will get set perfectly and your product will get a boost in the market.
To get more about custom packaging options, you can frequently visit Comment Sensortir. This option is much effective and useful to get every type of effective knowledge about these things which are in trend. You will also get effective tips and solutions about every sector of life from there.
Reimagining Small Business Loans as Working Capital
Working capital is fundamental to the day-to-day operations of a business. Whether it is the payment that needs to be made to vendors, offering credit, meeting operational expenses, or obtaining raw materials, working capitals cater to almost all of your daily business needs and activities. Availing small business loans to meet the working capital requirements is not uncommon. Whatever be your finance needs, availing a small business loan occasionally to manage the everyday work in your business is a good idea. While working capital is one of the big reason for applying for a small business loan, we further try to understand how working capital needs are correctly identified and why working capital is so crucial to the business. But before that let’s also look at how small business loans are used for a variety of reasons.
Using a small business loan
Loans are put to different uses depending on the requirement of the business. One common use is the expansion of business by setting up new operations or purchasing a real estate for business. Purchase of machinery and/or setting up of plants is another common finance need among businesses. Small business loans are also offered to businesses with seasonal trends to meet their inventory requirements. For example, tourism or farming businesses need to invest heavily during certain periods of the year and often avail loans for the same. And then, of course, there’s the need for working capitals and various everyday work where loan amounts are often utilised.
How much working capital?
Apart from the volume of your operations, seasonal factors, stage of the business cycle, credit policies, inflation etc. it is the speed with which money travels within your establishment that determines the volume and requirement of working capital. Working capital cycle, as it is commonly referred, is how quick you can convert your current assets to cash, and then how quickly you dispose of your current liabilities using that cash. A profitable business can plough back a portion of their profit into the business which effectively increases their working capital. But until that finance builds up, you may have to turn to borrowings to meet your regular needs.
How working capital loan helps
You cannot say enough about the importance of working capitals in your business. It helps you meet your obligations in time and saves you from legal troubles. Deeper working capital concerns can lead a business into liquidation of assets and bankruptcy. On the other hand, efficient working capital management not only helps you to meet your liabilities on time but also your profitability and overall business performance. It can improve your key performance parameters like working capital ratio, inventory ratio, debt recovery ratio etc. So taking a small business loan to temporarily replenish your working capitals and bringing your everyday work finance back on track is actually step in the right direction.
Arranging a small business loan
If you are looking to add a little bit of cash cushion to your financial position, address seasonal fluctuations, supplement non-steady cash flow or cash in on a business opportunity, all you need to do is to apply for a small business loan to arrange some working capital. You can look at various options to do so. It could be through a simple overdraft facility where your lender agrees to offer you a regular line of credit depending on your requirement. This gets approved quickly and is applicable for a specified time period, during which you can avail the overdraft facility multiple times. Factoring and accounts receivable loans are similar in nature as they fetch you ready finance against your sales order and invoices. With a regular and healthy relationship with your lender, you can also avail a short-term loan without securing any collateral and at a negotiable cost of finance.
Small business loans, in any of its various forms, are ideal to meet the obligations of your everyday operations. Among the various uses of these loans, meeting working capital needs should certainly be foremost.
However, a careful assessment of the working capital position is important before applying for the loan. Besides, it is essential that you have a clear plan in place about the usage of this loan fund. Indifi arranges unsecured business loans of up to Rs 50 lacs within 24 hours so that you can meet obligations that are both urgent and significant. With a single application to Indifi, you can get best-fit funding from multiple lenders and on favourable terms.
Why Certain Cards Are Better Than Others
Deciding to take the plunge and get a credit card is a scary experience. But it could benefit you in the long run if you have a good idea as to what cards have awesome bonuses. You may not know this, but some credit cards should be avoided if you can help it while others could boost your credit score. Below are ways you can identify which credit cards are good and which should be avoided altogether.
Some cards offer cash incentives for you to use them in the first place. If you are someone that enjoys the experience of getting cash back with each purchase, then you probably would particularly like the Blue Cash Preferred Card from American Express. You do need a great credit score to qualify for this card and if you have it you can get up to 6% cashback with each purchase at your local supermarket and 3% cash back at gas stations.
Make sure you get a card that offers bonuses. For example, the Capital One Cashback rewards card offers a 1% rebate if you make your payments on time every month which could be a huge incentive for those looking for the right credit card and have the financial capacity to pay off their debt on time. This card will also give you up to 50% of the rewards you acquired throughout the year. Be sure to do your research before taking the plunge and applying for this card.
There are also cards to consider that don’t charge an annual fee and give cashback. For example, the Chase Freedom Visa includes what is best about the Discover Card with their bonus rates that rotate from year to year. It also gives you up to 5% cashback on purchases which could have a positive impact on your wallet. If you are a good shopper, however, you can earn up to 20% cash back for certain applicable purchases.
For those that have the capacity to be focused shoppers, one card to consider is the U.S. Bank Cash+Visa Signature card. This card is great for those that only spend money on a variety of goods and services. When you go with this card, you will get text messages periodically informing you of where you should use your card and what you should be using your card for. Unfortunately, if you use this card at gas stations, you will only enjoy a 2% cashback incentive. However, there is a wide range of merchants available where you could potentially get 5%.
There are countless options to choose from when you decide to apply for a credit card. When shopping around for the right one, you are going to want to do your research and make sure you are protected. Some cards do offer purchase protection which means you could call the credit card company and inform them of any issues you have. They will ultimately do their due diligence to make sure the purchase is not fraudulent. Another thing great card companies do is by checking into competition disputes. For example, if you decide to purchase someone with your credit card but found the item cheaper elsewhere, you could dispute it with your card company and they could return the difference.
Getting a credit card can be a scary experience especially if you are having a difficult time financially. But ultimately, if you are wise with your finances and do your due diligence, you won’t have anything to worry about. Making payments on time and being sure you stay up to date on the different incentives your card has is really all you need to do in order to keep the account open.
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