In 1956, the United States government established monthly disability insurance benefits. This safety net was set up to help Americans who are unable to work as a result of a medical condition that results in a disability.
Social Security Disability Insurance (SSDI) provides SSDI benefits to disabled people who have contributed to the Social Security fund through FICA taxes.
If you have a disability and need SSDI benefits consider applying.
What Are the SSDI Benefits?
The United States Social Security Administration (SSA) is responsible for administering SSDI benefits. SSDI benefits are provided to recipients every month. As of June 30, 2020, SSDI benefits average $1,259 per month.
In addition to this payment, persons who are eligible for SSDI benefits also receive health care coverage. Medical benefits come in the form of Medicare.
Are you Eligible SSDI Benefits?
Before applying for SSDI benefits, take the time to consider if you are eligible. First, it must be determined if you have a medical condition that is expected to last at least one year, which resulted in a disability or if you have a disability that will result in your death.
The disability that affects you should meet the criteria set by the SSA. Unfortunately, if you a partial or short-term disability, you are not eligible for SSDI benefits.
Another criterion that needs to be met is that you cannot be older than the full retirement age.
To be eligible for SSDI benefits, you must have worked in a job for a certain number of years as outlined by the SSA. In the job where you worked, you need to have paid Social Security taxes (FICA) taxes.
Essentially, you need to have a certain amount of credits earned. These credits have been earned over the years that you worked. If you have the credits needed, the SSA will qualify you as “insured”.
When Payments Begin
If you receive approval for SSDI benefits, you will not receive the SSDI benefits immediately. You can expect the payments to start coming in five months after approval.
This is a waiting period. Keep this in mind if you apply for SSDI benefits and are approved.
Seek Legal Assistance
If you have recently become disabled and cannot work, there is an urgency to fill you the SSDI application. This is an important process that may require you to have legal assistance.
If you have been denied SSDI benefits after completing the SSDI application, consider hiring an SSDI lawyer. An SSDI lawyer can help you with your case.
SSDI lawyers help their clients not only successfully navigate the whole process but also obtain the SSDI benefits. Considering finding a law firm that can work with you and provide you with legal support.
The Bottom Line
If you have a disability, you should apply for SSDI benefits. These are benefits that will help you make ends meets. Considering the importance of SSDI benefits look into acquiring legal support to increase the likelihood of being approved for these benefits.
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