Two-wheelers are the favourite choice for affordable travel in cities. They reduce dependence on crowded and erratic public transport. Bike owners must take extra measures to secure their two-wheelers. The roads are unpredictable and unfortunate events can occur at any time. Therefore, getting a bike insurance policy for your two-wheeler is one of the best ways to ensure its safety.
What is bike insurance?
A two-wheeler insurance policy provides financial protection if the bike is damaged quite badly due to an accident or gets stolen. It is an effective way to ensure the safety of your bike. In the past, you had to submit many documents and visit the insurance company’s office to purchase the most suitable plan for yourself. However, many insurance companies now offer their insurance plans online. For instance, if you want to buy the TATA AIG bike insurance online, you can visit their official website to purchase the plan. You can easily carry out the bike insurance comparison online to make an informed decision.
With the bike insurance policy, you will have to pay the premium for a specified tenure. When you keep the policy current by prompt premium payments, your bike will be protected during an unfortunate event. You should also renew the policy on time and not allow it to lapse on the expiry date. If you don’t renew the policy, your bike loses protection. To make the renewal process easy, nowadays companies allow bike insurance online renewal. You can also check the bike insurance renewal price online and make an informed decision.
On-time renewal enables continuity of protection and eligibility for No Claim Bonus. Many bike owners do not get their two wheeler insurance renewal completed on time. To check your bike insurance plan’s expiry date, you can follow the methods given below.
1. From the VAHAN portal
The Ministry of Road Transport and Highways holds the record of all the automobile insurance policies on their VAHAN website. You can find out your policy’s expiry date from the site as follows:
- Visit the e-service website VAHAN.
- Go to the ‘Know Your Vehicle Details’ tab.
- Provide the required details like your vehicle model, vehicle number and verification code.
- Then click on the ‘Search Vehicle’ option.
The details of your insurance plan will be displayed, and you can check the expiry date of your bike under the ‘Insurance Up to’ section.
2. From your insurance company’s website
You can look up your bike insurance policy’s expiry date by visiting your insurance company’s website. Most of the websites display the expiry date of your bike insurance policy based on your bike’s registration number.
3. From the Insurance Information Bureau
To check the expiry date of your two-wheeler insurance plan from this website, you must follow the steps listed below:
- Go to the official website of the Insurance Information Bureau.
- Look for the ‘Quick links’ option. Then, select the ‘V-Seva’ option on the link. It will load a form.
- Fill up the information required on the form.
- Enter the captcha code to confirm your identity.
Once you follow these steps, you will see all the details about your bike insurance plan. Among the details provided here, you can also look at the expiry date. The information shown on the website is related to the insurance plans purchased after April 1, 2020. Any insurance plan which was bought before that date will not be available on the website.
You will be able to look at the details on the website three times with the same email ID and mobile number. You can also fill a form to place a query on the website. After submitting the form, an executive will contact you on the registered phone number to help you.
If you own a two wheeler, you must get an insurance plan for the bike. It will help you protect your vehicle from unfortunate events. However, you may lose out on your bike insurance coverage if you fail to renew it on time. You can follow the three steps listed above to keep track of your plan’s expiry date.
Some Frequently Asked Queries
How do I find out my car insurance expiry date?
You can go to your insurance company’s official website and check your insurance policy’s expiry date. You can also visit the VAHAN website or the Insurance Information Bureau’s official website to check the expiry date.
How do I find my old bike insurance details?
You must visit the official website of the Regional Transport Office (RTO) and submit the registration details and the number of your bike. You can also visit the State Transport Department website to check your old bike’s insurance details.