A living trust is a common estate planning vehicle. Its purpose is to protect your assets against probate and taxes after you pass away.
You will find several types of trusts, and with these, you can assign beneficiaries and make changes. The only time this isn’t possible is if you choose an irrevocable trust.
One option is the living trust. Keep reading to learn more about living trusts, what they offer, and how much they cost.
What Are Living Trusts?
Living trusts work to distribute your estate to your heirs after your death or incapacitation. It is referred to as a “living” trust because you create it while you are alive.
The living trust is typically revocable. This means you can change the conditions and terms as long as you remain mentally competent.
If you are ready to have a living trust created, one of the best options is to hire this living trust attorney. Along with using the services of an attorney, you probably want to know how much this will cost you.
Keep reading to find out.
Related Costs for a Living Trust
If you are interested in a living trust, knowing the factors that impact the cost is important.
You must consider how you will fund the estate. Your estate may be made up of current assets, which means there are no related ongoing costs.
After the paperwork is filed and in place, the trustees will be established. The assets you list don’t have to be added unless you decide to do this in the future.
Hiring a Legal Professional
The cost related to establishing a living revocable trust varies based on your state and the laws. The cost may also be impacted by how large your estate is.
The national average for creating this legal document for a single person is between $1,100 and $1,500. For a married couple, the cost is $1,700 to $2,500.
One reason there is such a large price range is because of the services offered by different estate planning attorneys. Each attorney will provide a different level of protection and unique documentation.
Make sure you consider cost when looking for an attorney, but this should not be the only or most important factor.
Living Trusts and Estate Plans
Hiring an attorney for creating your living trust means they will likely create it as part of a bigger estate plan. To achieve the needed protection, you must have health care directives, powers of attorney, and a will, along with the living trust.
Be sure to find out what is included with the fee charged by the lawyer before you hire them.
Creating a Living Trust
If you are ready to create a living trust, knowing what this will cost you is essential. The information above provides an overview of what you can expect to spend.
Did you find the information above helpful? Are you looking for additional information on business, health, and education topics? If so, check out some of our other blogs.
“Tips and tricks for developing engaging learning resources for online teaching”
The main sets of tips and tricks for developing engaging learning resources for online teaching are summarized according to their field of application. In the remote context, students’ interest is crucial for the success of the educative process. The Virtual Classroom is a suitable environment for applying winning strategies for engaging in online teaching.
Schooling professionals should consider their own image, the comfort of the online environment, the usability, and ease of handling the technological tools, and the individual and team aspects of students’ performance and behavior. They should be able and confident to transform the learning process into an interesting game of challenge and inspiration.
Introduction to the challenges of developing engaging online teaching
In the Virtual Classroom, even more than in the physical one, it is crucial how schooling professionals develop and apply the education resources in order to create and increase students’ engagement. successful online learning techniques consist not only of interesting materials with high educative value. A piece of knowledge or a task can be of excellent teaching quality and still have a poor impact in terms of generating students’ interest. When the tutors want their virtual learning to be appealing and thus effective, they should put in place winning combinations of content, planning, and attitude.
Groups of tips and tricks for engaging in online teaching
The large variety of possible tips and tricks for engaging in online teaching could be summarized according to several topics depending on their field of application. Here are the main groups of skill sets that schooling professionals should develop to increase students’ participation through the remote education process.
Best online self of the teacher
In the virtual context, the tutor’s image is vital for students’ engagement. Presentable looks, flawless body language, inspiring tone of voice, and expressive mimics count much more while teaching remotely, than in the physical classroom. It is best for the educators to be present live, to appear relaxed, confident, and prepared.
They should emanate patience and understanding while making sure to be focused and centered throughout the teaching session. The Virtual Classroom environment makes all this very easy with its variety of settings for cameras, microphones, and available activities for every participant in an online teaching session.
Comfortable remote environment
Privacy and comfort are crucial to the process of learning from a distance. The relaxed atmosphere of every participant’s own home space is crucial. Together with the use of appropriate sound and video equipment, it can condition higher engagement in online teaching.
Of course, it should be combined with the comfort of a user-friendly remote environment. The Virtual Classroom’s intuitive interface allows convenience for both tutors and students. Having control over audio and video streams, options for sharing different materials, and access to outside resources – all those features add up to a user’s comfort.
Consistency, interactivity, and ease of use
Modern software applications and interactive tools present innumerable possibilities for engaging courses, topics, and tasks. The practice has proven that brevity and conciseness are mandatory if the tutors want online teaching to be attractive. Successful engagement strategies imply breaking down the knowledge and assignments into more accessible elements – short videos, quick access to images, and direct links to external material.
Interactivity is of major importance, especially in a remote context. Students should be encouraged to participate, be proactive, share feedback, evaluate and self-evaluate. All those functionalities are supported by the interface of the Virtual Classroom. Moreover, the online whiteboard allows keeping track of teaching sessions and having the resources always available and editable.
Community and autonomy of participants
successful strategies for engaging online teaching focus on teamwork, as well as on individual performance. On the one hand, tutors should foster team spirit and build communities This is easily performed through discussion forums, workflow distribution, enhance of collaboration and communication. In the Virtual Classroom, educators can split big projects into a variety of smaller tasks and assign them via the Breakout Rooms option. Autonomous chat channels allow the personal, group, or public communication and feedback.
On the other hand, teachers have to develop students’ personal skills and enhance their individual performance. The Virtual Classroom’s option for granting leader, tutor, or manager roles within a project increases everyone’s interest in a complex assignment.
Challenge, inspiration, and play
The overall success of any online teaching engagement strategy depends very much on the dynamics of the education process. The teacher should inspire, give choice, build trust and support the students.
Competitions can be beneficial when applied correctly and assessed properly. Graphic tools can be used to measure performance, and personalized or public feedback will build a healthy contestant environment where the students strive for better results.
The teachers should ask questions and initiate freedom of choice. The most attractive tools available to schooling professionals, especially in online teaching, role-play, quizzes, games, and simulation of real-life scenarios. In the Virtual Classroom, those can be pre-set, fine-tuned, and re-used in order to kindle and keep the interest of the students.
Another important aspect of the learning process is the work–rest balance. Breaks are inseparable from the teaching schedule and should be given when needed. The Virtual Classroom allows the assignment of timed tasks, the tracking of activities, and the monitoring of students’ presence. Those features help the tutor to build and increase engagement.
A lot of skills are required to increase the student’s engagement in the context of online teaching. Educators have to be aware first of all of their selves and tune that to their best. They must make comfortable and easy use of the technologies and tools involved in the process, emphasizing on interaction.
Another challenge is the balance between giving autonomy to the individual students and creating a community with a strong team spirit. The tutors should encourage playing and having fun within a respectful and goal-oriented online teaching environment. They must engender inspiration and create beneficial competition. The more engaging the online teaching, the more attractive, valuable, and successful it becomes for the students.
Data Science Job Roles and Skills You Need
In the last several years, the number of data-related job openings has exploded. Because of recent technology breakthroughs, businesses are keen to collect data and gain insights from it. Today’s data accessibility may help firms realize a variety of benefits. As a result, organizations in India are not hesitant to give higher data scientist salaries. Companies are offering high incomes to people who can work as Data Analysts, Scientists, Engineers, and other roles.
Whenever you look at huge corporations, the e-commerce industry, or even start-ups, though the need for data professionals is fierce there is a data science course prerequisite for prospective candidates.
As a result, if you have the essential competence and are willing to stay current, your career in Data Science is expected to continue to develop. This is mostly true when we consider that a data scientist’s income in India is directly or indirectly related to their level of upskilling and updating.
Skills required for a data scientist
- Algorithms, analytics, math, and deep learning knowledge.
- R, Python, SQL, and Hive are examples of programming languages.
- Knowledge of business and the ability to ask the proper questions and discover answers in the given data.
- Effective skills in communication are required to properly explain the results to the entire team.
Job Roles and Responsibilities
- Data Scientist
Data science is nothing more than pre-programmed statistics. Python, like R, has proved its ability to sort data for both general and specialized purposes. Python data science programmers earn more than software developers and DevOps programmers combined. Because businesses use data to collect market and customer data, data gathering, data cleansing, and data processing are becoming increasingly common in today’s world.
- Collecting and transforming large volumes of organized and unstructured data into meaningful insights.
- Identifying the data-analytics solutions with the greatest potential to propel organizations forward.
- Analyzing data using analytical approaches such as text analytics, machine learning, and deep learning to uncover hidden patterns and trends.
- Data Engineers
A Data Engineer’s main responsibility is to develop and build a dependable infrastructure for translating data into forms that Data Scientists can understand. Data Engineers must detect relevant trends in massive datasets in addition to designing scalable processes to transform semi-structured and unstructured data into usable representations. Data engineers essentially prepare and transform raw data so that it may be used for analytical or operational purposes. There are many misconceptions regarding data engineers, most of which are untrue.
- Integrate, combine, and sanitize data from a variety of sources.
- Provide raw information for Data Scientists’ modification and predictive/prescriptive analysis.
- To meet the system and nonbusiness requirements, assemble large and complicated data sets.
- Data Analyst
Professionals that convert facts, statistics, and figures onto plain English for us all to grasp are known as data analysts.
Given the current situation, Data Analysts are in high demand in the workplace, and it may be an ideal choice for people with a solid background in mathematics, statistics, computer science, or business. This role entails data mining, as well as proficiency in languages such as SQL, Python, and others, to extract meaningful insights from large data sets and then communicate those insights into visualizations and reports.
- To mine and analyze corporate data to find connections and usage patterns among diverse data pieces.
- Working with customer-centric algorithm models and personalizing them to meet the needs of particular customers.
- To develop and implement bespoke models to find answers to business questions such as marketing tactics and their effectiveness, client taste and preference patterns, and so on.
Skills required for Data Science
Data Science Prerequisite (non-technical):
- Curiosity: Curiosity is required to study data science. You may quickly comprehend the company challenge if you are curious and ask many inquiries.
- A data scientist must also be able to think critically to come up with several fresh solutions to address an issue quickly.
- The communication skills of a data scientist are crucial since, after addressing a business problem, you must explain your findings to the rest of the team.
- Machine learning is a notion that must be grasped to comprehend data science. Machine learning techniques are used in data science to tackle various challenges.
- Mathematical modeling is necessary for quick mathematical computations and creating predictions based on existing data.
- Statistics: A fundamental grasp of statistics, like mean, median, and standard deviation, is essential. It is required to extract information and improve results from data.
- Computer programming: At a minimum, one software program is essential for data science. Data science requires the use of computer programming languages such as R, Python, and Spark.
- Databases: Data science requires a thorough grasp of databases, such as SQL, to obtain data and operate with it.
The need for analysts and data scientists is at an all-time high. With the massive amounts of data created by organizations and the availability of data and tools to extract it – and the desire to obtain insights from it. It contains increases in the salaries of Data Analysts and Data Scientists in India.
Your compensation is anticipated to increase by roughly 15% every year. With more years of job experience and the number of abilities you’ve learned, this will rise even more. As a result, whether you’re a beginner or have prior knowledge in the field of data, This motivating force will always be there in your work!
If you want to be on the cutting edge of technology developments by understanding data science, check out the data science course online with a certificate making you an expert in the field.
Most wanted certifications for ESL teachers
As soon as you have decided to become an English teacher, you will encounter lots of new acronyms in terms of teaching. A huge variety of them may confuse not only new brands but also experienced teachers. That is why we have decided to elaborate on each certification and shed light on how to choose an appropriate one. Keep reading this article to know more about teaching qualifications.
Probably, you have already heard such things as ESL and EFL teaching. But, what do they mean? Truth be told, there is a slight difference between them, however, it makes sense when it comes to working abroad. Before starting packing you should pick a country to settle down. And depending on your choice you may become either an ESL or an EFL teacher. By the way, you may be both.
The first fits the bill if you want to teach non-native English speakers in countries where the language is official or mandatory. Whereas the second is for those, who want to teach in such countries, where English isn’t the official language, for example, in Asian countries.
Let’s figure out how to choose a course depending on your goals, preferences, and skills.
It is one of the most recognized teaching certifications. Most employers worldwide require it. This qualification fits to teach people in such countries as Japan, Vietnam, Thailand, and others where English isn’t the main language. It is one of the most important requirements in many schools, language centers, and private institutions. It is enough to be aware of the most effective teaching techniques and make a rapport with students who speak a different language.
This one allows you to teach non-natives in English-speaking countries, such as Canada, the US, and the rest. Furthermore, if you are into academic achievements and think of getting a master’s degree, you will be able to get it in TESOL. English-speaking countries, consider the TESOL qualification is relevant to domestic teaching, whereas TEFL leads to teaching abroad.
Another similar certification also lets you teach people who don’t usually speak English in their motherland. The distinction between TESL and TEFL certificates is about teaching location. TESL is similar to TESOL because having it you may work with non-native English speakers, where English is primary. So, if you have TESL you can work in the United States, Canada, Australia, or the United Kingdom.
CELTA provides information about teaching adults. So, in comparison with TEFL, TESL, and TESOL, there is no information about working with kids and teens. Another difference from the previous courses is that there is only one organization with the right to teach CELTA. Fortunately, there are many branches of the Cambridge English Assessment. It equals a four-week or 120-hour TEFL course. Despite the fact that there is the only regulating body, all CELTA schools can work independently, in other words, they can choose materials and provide some help without approval from the main department.
There is a diploma in teaching English to adults. As CELTA, DELTA is provided and offered only by the University of Cambridge. As for the main difference, DELTA requires candidates to have at least one year of teaching experience to enroll in the course. It is quite intensive and informative, so it’s better to take it when you are into getting more professional accomplishments, especially credentials from Cambridge University. Apparently, it will be impressive to have such a mention on your resume, however, it isn’t necessary to have it to teach English abroad.
Myths and questions
Most institutions around the globe consider TEFL and TESOL as interchangeable courses because both of them allow teaching non-native speakers, the only difference is the choice of location.
In spite of the fact that CELTA is believed to be the most respected certificate for English tutors, it doesn’t mean you must take it to teach abroad. As we mentioned, it is equivalent to TEFL but doesn’t provide knowledge about teaching kids and teenagers. Moreover, CELTA is quite expensive and takes all time to study, so it’s hard to handle it even with a part-time job.
So, CELTA isn’t the only way to become an ESL teacher, as we figured out, TEFL certification is more than enough to get a job abroad. CELTA is just a brand of TEFL certification that is offered and regulated by a specific institution. So, don’t be surprised to see other similar offers, for example, Trinity certification. Accreditation and program standards are more important things when it comes to getting a course.
Depending on your skills and preferences such certifications as CELTA and TEFL may become more or less relevant. If you are interested in playing games, imitating sounds, and singing songs with children, CELTA won’t help you at all. And having it to apply for a job in Asia doesn’t make any sense because such countries as Thailand and China usually look for ESL teachers for children.
However, if you love thought-provoking topics and critical thinking it’s better to opt for CELTA to teach only adults in language schools. Unfortunately, most of the CELTA providers can’t flaunt that they provide any help to teachers with regard to job search. Hence, it isn’t the best option especially if you take CELTA in one country and plan to work in another. You just won’t get any help beyond the place where you are studying. Think of your confidence, whether you are ready to cross the labor market alone.
Which certificate to take?
In a nutshell, it doesn’t matter what acronym you will turn to. What is more important is accreditation and a valuable course program. As an ESL/EFL teacher, you must meet certain standards, so it’s better to choose a reliable leader in the teaching realm.
There are some crucial things which must be in a course:
- at least 100 hours of theory and coursework, equals 4 weeks of studying on the spot;
- at least 6 hours of practice with real students;
- high-qualified native trainers, who teach you and provide feedback;
- a course has a particular curriculum, which is accredited and controlled by one of the reliable accrediting bodies.
Such information will come in handy when you start searching for a TEFL course. As we mentioned, there isn’t the only awarding body in comparison with CELTA, so you have to be careful and check all points above to pick a provider, who will tick all the boxes with regard to standards of teaching. Also, help with job searching, making a resume, and visa documents will help you not to get lost.
If you are dreaming of working abroad as an ESL teacher, you should start with a place. Think of the climate, salary, and other important details. In our teacher’s blog, you may find interesting information about teaching in different countries. When you know where you are going, you will be able to choose a course for teachers wisely. And after checking a provider in terms of all points, you may study. Frankly speaking, it takes much time to find a reliable TEFL provider.
International Certification provides top-notch support in terms of studying, making an impressive resume, and even searching for a job. Its online course TEFL/TESOL is accredited by one of the most respected accrediting bodies ACCRIN, which is located in the UK. There are two courses in one, which means you can easily work in both types of countries, English and non-English speaking countries.
You will be taught and supported by qualified and certified trainers, who are also native speakers. Also, you may select a course duration to fit it into your typical schedule. Getting a 120-hour TEFL/TESOL course you will know about learning approaches and teaching people of different ages. So, you will always have a chance to work with students. Enroll in an online TEFL/TESOL course with a huge discount.
How to Adjust to Online Learning
Now more than ever, a lot of people are deciding to gain their education online. Switching from in-person to online can be a difficult transition for some, but there are a variety of tips one can follow to make the change easier.
Make a Schedule
Firstly, when someone is switching from in-person to more affordable online education, they will want to prioritize making a schedule.
Keeping the mindset that online classes are like standard classes will help use the same scheduling. Keep an itinerary that includes any lectures, homework, and study time. It would be best to be as thorough as possible and include not just days in the schedule but weeks and months too. Following the timetable as close as possible will help keep up a good routine and give a feeling of normalcy.
Get Rid of Distraction
One of the biggest downfalls to online learning is how easily it becomes to get distracted. ‘When someone is at home with their cell phone within reach at all times, it is easy to become distracted and put aside the homework that is due.
It may not be possible to eliminate all distractions, but putting in a bit of effort to minimize them can make a big difference in productivity. For example, giving family members or roommates a copy of a schedule can be useful for them to know when they need to try to be quieter. It may also be helpful to place any electronics that could be distracting, like the TV remote or a cell phone, in a separate room. Any small steps that can be taken will make a considerable difference in lower distractions and raising productivity.
Communication is Key
When learning online, it is a bit of an adjustment when it comes to how to communicate well. Especially since, most of the time, a student will not have the opportunity to meet the professor. This may create extra difficulty in online education since it is hard to communicate tone in an email and could get misinterpreted. Therefore, a good idea would be to review the best and most professional way to write an email to avoid misjudgments.
Also, as with in-person learning, never be afraid to ask questions during video call lectures or after lectures. It is not a sign of weakness if something taught is difficult to understand. So, never be afraid to raise that virtual hand and ask questions.
Don’t Forget About Mental Health
With online education, mental health can sometimes be pushed to the side. A student needs to remember to take breaks in between their classes. Doing something that brings joy or peace, like exercising, journaling, or reading is essential to online learning.
It is also important to bring attention to true feelings. Changing to online education can be difficult, and admitting feeling overwhelmed is not a sign of weakness. On the contrary, sorting through emotions and caring for mental health will help with online learning.
Overall, a person switching from in-person education to entirely online needs to give themselves patience. It is an adjustment, but following these tips will help ease the process.
What the K-12 Education Reform Means for Your Child
The K to 12 Program is a mandatory government program that covers Kindergarten and 12 years of basic education (six years of primary education, four years of Junior High School, and two years of Senior High School [SHS]). This program was designed to provide sufficient time for mastery of concepts and skills, develop lifelong learners, and prepare graduates for tertiary education. The K to 12 Program is important because it helps to create a well-educated society that can compete in the global economy. The program aims to provide sufficient time for mastery of concepts and skills, develop lifelong learners, and prepare graduates for tertiary education. The program has successfully met these goals, with students achieving better scores on national exams than students who only received six years of formal schooling.
What to Expect with the K-12 Education Reform
The K-12 education reform is a big change for schools and parents. The reforms are aimed at making the education system more efficient and effective. One of the changes is that all students will receive a common curriculum from kindergarten through 12th grade. K-12 Education Reform will allow students to learn more effectively and be better prepared for college and careers. Parents will also have more choices when choosing schools for their children. These reforms are intended to make education more affordable and accessible for all students. Some of the changes that you can expect include:
- A new grading system that will better reflect student performance.
- A reduction in the number of required courses.
- More emphasis on career and technical education.
- Changes to how funding is awarded to schools.
What are the Benefits of Using Worksheetsgo?
Worksheetsgo is a website with a wide variety of worksheets covering various subjects. These worksheets can be used for school, home study, or personal use. There are reading worksheets, math worksheets, English worksheets, and more. You can find whatever subject you need to be covered in a handy, printable format.
The program covers Kindergarten through Senior High School and provides six years of primary education, four years of Junior High School, and two years of Senior High School. It is hoped that this program will provide students with the necessary foundation to succeed in life. Worksheetsgo provides worksheets for children in preschool, kindergarten, 1st grade, 2nd grade, 3rd grade, 4th grade, 5th grade, 6 grade, and 7th grade.
They have many worksheets covering various topics such as math, science, spelling, reading, and more. It also offers downloadable worksheets so you can print them out for your child. It is a great tool for helping students learn and practice math problems. Worksheetsgo has various worksheets specifically designed for different purposes, such as math facts, multiplication tables, and fractions. Worksheetsgo also includes helpful tips and instructions to help students succeed.
The K-12 education reform means that your child’s school will need to adapt and change. It is important for parents to be involved in their children’s education and to be supportive of the educators working hard to provide quality education. There are many ways for parents to help their children thrive in this new environment, and all families need to take advantage of the available opportunities.
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