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Redecorating Your Living Room to Make it More Comfortable

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A Room by Room Guide for Decluttering Your House

Your living room, along with your bedroom, is one of the most comfortable and relaxing areas within your home, or at least it should be. If your living room is not a place of tranquillity, calm, and relaxation, then where are you going to relax, and how are you unwinding after those long stressful, hectic, and chaotic days?

A Living Room Must Be a Comfortable and Relaxing Place

If you are still doubting why your living room needs to be relaxing and comfortable, then take a look at your routine when you get home from a busy day out and about and see just how essential comfort is, see how much you use the room, and see how often it gets used. When you realize just how often your living area gets used, you will see the need and urgency to create a space that is relaxing and comfortable for you, your family and friends, and any other guests that you may choose to welcome into your home.

Adding Furniture and Taking Away Unnecessary Items

Sometimes, little tweaks and alterations are all that is needed to create a better living space, so before you remove everything and take your room back to basics, why not look at the furniture you currently have and see how well and how often it is used? For example, you may have a sofa or couch that looks good, but how often does it get used? If the answer is not very often, then you may want to consider purchasing a giant bean bag that will fit in any sized room and provide the instant comfort you are looking for. When you take away unnecessary items, you retain less, which will make you feel good too, so start by looking at how your room looks and feels at the moment.

Creating a Design/Mood Board

When you want to redecorate and pull a vision together, a design or mood board is great for doing this. Having all of your images, swatches, and colors together in one place will allow you to see instantly what is working and what is not. With a design board, you can layout your new and old furniture and accessories and see what is fitting well within the space and what is not, and the best bit is there is no heavy lifting involved at all.

Setting a Budget and Sticking to It

Redecorating any space can quickly zap your funds, so it is important that you create a budget as early on in your project and stick to it. When you have a budget, you ensure that you create a space that can be lived in, enjoyed, and comfortable, all without stressing you out and pushing you into financial difficulty.

If you have never set a budget before, you need to know that being realistic is essential. If you decide on a budget of $50,000 but only realistically have the funds for $30,000, at some point, you are going to have to dial back some of your ideas. Take some time to look at your finances, and figure out how much you have from savings and whether you can put aside anything more. Always factor in your essential expenses when doing this, don’t be afraid to make some adjustments here and there, and ensure that if you take out a loan or borrow money from a friend that you will have the means in which to pay this back later on down the line.  
TOP TIP: When picking colors for your living area think about how much sunlight or light you get into the room as this will affect the lightness and brightness, and it will affect the color that you use. After all if you choose a color that is too dark and oppressive you will feel like you are living in a cave.

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All You Need to Know About Pre-Approved Home Loans

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A pre-approved home loan is a type of loan provided on the basis of your financial standing, age, repayment capacity, and credit history even before the property is finalised. It is a quick process that does not require extensive documentation and legal authentication of the property you want to buy.

When the verification process is completed, the lender issues a letter of pre-approval that comes with a validation period, in which you’ll have to finalise a property.

Here’s all you need to know about pre-approved housing finance.

Loan term

The terms attached to a pre-approved loan, like the rate of interest and loan tenure, may change during the validity period. So, the final loan terms are decided at the time of loan disbursal, not when the loan is sanctioned. For instance, the interest rate may change when you finalise the property, resulting in modifications in the EMI payable.

In such a case, a home loan EMI calculator can help you estimate the expenses depending upon the changes.

Validity period

As mentioned before, pre-approved housing finance usually comes with a fixed validity period. This validity period ranges from 3-6 months, depending upon the lender. The purpose is to give you sufficient time to finalise a property before the expiry of the approval letter. Lenders disburse the final loan only after the property documents are submitted and verification has been completed successfully. 

Loan processing charges

Most lenders charge a nominal processing fee to carry out the pre-approval process, which is typically non-refundable. This amount usually differs depending on the lender and is charged either as a fixed amount or a percentage of the loan amount.

How to get a pre-approved loan for property purchase?

You can apply online or offline to initiate the pre-approved loan process.

1. To secure a pre-approval, you have to first fulfil the home loan eligibility criteria set by the lender. This will be followed by a verification process wherein you’ll have to submit the following document proofs:

  • Valid identity proof
  • Bank account statements (for the last six months)
  • Salary slip (last three months)
  • Address proof
  • Pan card
  • Income tax return or Form 16 (last 2 years)

However, this is only a standard checklist. The actual document proofs required for verification might differ depending on the lender.

2. Once you’ve submitted the required documents, lenders will carry out a verification process, and if you are deemed fit, they’ll sanction a pre-approval letter defining a validity period.

3. Next, you’ll have to select a property and submit its relevant documents within the stipulated period. The lender decides the other loan terms like home loan interest rate and tenure after the property valuation.

4. At last, if your chosen property meets the standards, you can get the required funds in a couple of working days.

In conclusion

As you can see, a pre-approved home loan can help you get started on the property search without any wait. From home loan eligibility verification to the final loan disbursal, the process is quick, easy, and straightforward.

Just make sure the residential unit you select comes under the lender’s “approved projects” list, and the rest will flow smoothly.

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Tips for renting out apartments for rent in Abu Dhabi

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One of the main reasons for apartments for rent in Abu Dhabi is that foreigners worldwide regard the process as transparent and straightforward. All documentation is designed so that it is easy and straightforward to understand even a nonprofessional person. Government authorities control every transaction. A large number of significant real estate developer companies also indicate their reliability. Immobilien is very diverse, and the number is growing steadily. Most buildings are under five and stand out from the rest of Abu Dhabi’s older buildings.

Apartment benefits:

1. Return 

Investment returns are also an essential factor. This is an excellent indicator because not every bank in the world can boast that its depositors have such a share of income. At the same time, you gain two times by apartments for rent in Abu Dhabi. Firstly, the potential revenue for rent, and secondly, the property’s value is increasing year by year. Many see real estate in Abu Dhabi as a two-way investment: you can get rental income for several years, and then you can sell the object profitably.

2. Flexible.

For their flexibility, some renters prefer the property to rent Abu Dhabi whether working, travelling or just a slicker apartment on the street. For example, a Dubai short term rental will enable you to see a job outside your natural “commuting” zone if you are looking for work. Or, if you need to move to another city for a temporary assignment, a short term Dubai rental will give you additional mobility. Moreover, if you move to a new town and want to take your time to the area in the best place to settle, a short-term Dubai rental would give you the opportunity to hang up in town while you live in it.

3. Ready for space living.

In Dubai, property to rent Abu Dhabi is usually fully equipped and ready to live, from kitchenware and tableware to material and bath sheets.

4. For your money, you get a lot more.

A short-term rental in Dubai usually features an equipped kitchen to save on food at restaurants: great for individuals and families.

5. Cost. 

For renters, short-term rentals in Dubai can have minor inconveniences. For one, property buyers tend to sell more for a short-term rental, including cleaning and rental furniture costs. This will not only cost you in the short term but also long term if you continue to renew the short-term rental for a more extended period. Furthermore, rent increases and changes in terms of the lease are always possible more frequently than in a long-term contract.

Conclusion:  There are two options for long-term or short-term accommodation in Abu Dhabi. In the ABU DHABI, anything in the short term is less than one year (with renewal options) and in a long time is more than one year. In addition, unlike in other countries, short-term rentals via the Department of Tourism and Trade Marketing are fully regulated. Short and long-term opportunities are essential for a healthy property market and short-term rent growth in Abu Dhabi in recent years. Hence, when you are looking forward to rent an apartment in Abu Dhabi, then it is always a good decision to get in touch with an expert and experienced company which has a proper idea about the same.

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How to Downsize Your Home Without Selling Everything You Own

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Are you beginning to feel as though you are rattling around a big empty house? If you have had children who have left home or your living situation has changed, and you are now living alone, then you might feel like your house is a little too large for you.

However, you still have all your possessions to consider! How can you downsize to a more manageable space without throwing out all your items? Read on to find out!

Donate older items

While selling everything might not be for you, you can still consider donating items. Perhaps you want to pass on old items to friends and family. Check in with them before giving things away to charity – especially any more sentimental items.

Go digital

Do you have a vast amount of DVDs and books? It might be time to go digital! Most movies are available on a streaming platform now, and you can still purchase and own them. When it comes to books, many libraries offer digital rentals now as well as physical copies, and you can even simply purchase digital copies of these books. This strategy can help you to downsize a lot without losing anything that you love.

Pass your children’s items on

If you are moving but still have many of your children’s old possessions, don’t be afraid to ask them to take them home with them. This is especially useful for more sentimental items that they might miss if you throw them away.

Digitise paperwork

Go paperless when it comes to your paperwork! This process can help you to get rid of those piles of paper that you aren’t sure how long you should hang onto.

Scan photographs

Photographs can be hard to let go of. You can scan your physical copies into a computer and save them safely to cloud storage or a hard drive. It can help to keep them that much safer, too!

Use self-storage

If you don’t want to get rid of anything, you can store your items in a self-storage facility. These are secure places where you can visit your items as much as you want and retrieve them whenever you want. This idea works for all house sizes, so however big or small, there is a self-storage facility for you.

You can make a little money!

While you may not want to sell all of your things, don’t be afraid to sell some of your items online. This solution can help you to finance your move.

With these tips, you should be able to downsize your space without selling everything you own more effectively – but you can make a little money on the side, as well!

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Is a Vinyl Fence Cheaper than Wood?

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There is no denying just how important a fence is to a homestead. For starters, it gives a home a natural feel on top of providing security and privacy. Historically, properties are shown using fences and by looking at a fence, someone can tell your personality. That’s right, we exhibit so much more with how we set up fences. 

There are many types of fences and more are invented by the day. But two common types of fences around the world are wood and vinyl fences. Both materials have been used to craft fences for mankind for a long time. At times it can be confusing to know which type of fence to pick as wood and vinyl look quite similar. Let’s debunk the two, shall we?

What to expect from wooden fences

Wood has been used to make fences for a very long time. Throughout the ages, wooden fences have proved to be durable and mostly affordable. On top of that, wood is also flexible which gives people a chance to exercise their creativity. But perhaps the main reason why wood is used all over the world is its availability. In nearly every corner of the world, you can expect to find timber, which makes wooden fences the go-to fence for locals. You can check out more about wooden fences here.

Why choose wooden fences?

Wooden fences come with a lot of pecks. See some of them below;

Flexibility in styles

There’s no denying that wood can be crafted in more than one kind of fence. Whether you’re going for a wattle fence or a split rail, wood will help you achieve that. On top, it’s quite easy to craft your desired styles. You can also paint the fences to match your house or gate for an improved look.

Easy installation

Most of the wood fences are super easy to install. In some, you don’t even need to call the professionals as you can do it yourself

Sustainability

Wooden fences are much more eco-friendly than vinyl fences. Once you modify your wood, it can serve you for a very long time. 

Cost

In a nutshell, you will need $6 per linear foot for a simple fence like split rail. But for the more sophisticated fences like privacy fences, you will need to cough up to $50 an hour. But compared to other fences like concrete, wooden fences are fairly priced.

The downside of wooden fences

The truth is, wooden fences also have their downsides. Check them out;

Susceptible to ants and termites

When it comes to wood, there is the age-old problem of termites. If left unchecked, wooden fences will fall due to termites infestations. Termites are kept at bay using pesticides or modifying the wooden fences while installing. This increases the initial costs.

Constant sealing and staining

Wooden fences require constant upgrades due to upgrades and rotting and sagging. On top of this, repainting is also due now and then which drives up the costs.

What to expect from vinyl fences

Over the years, vinyl fences have always been overlooked for their looks. But with time, more upgraded vinyl has started to hit the market changing the tides on how people see vinyl fences. So, why the change of hearts when it comes to vinyl fences?

The pros of vinyl fences

Durability

Unlike wooden fences that are prone to termites attacks and rooting, vinyl fences are not. This makes them low maintenance adding to their growing popularity.

Termite resistant

Perhaps one of the most important reasons why vinyl fences are preferred over wooden fences is because they are not attacked by termites. This makes them quite durable lasting through the seasons.

Fade-resistant

While wooden fences are susceptible to fade and the paint peels off over time, vinyl fences rarely do that. You’ll have them for a very long time without thinking of repainting.

Variety of styles

You’ve heard that vinyl fences are becoming quite popular right? Well, the main reason is that, now, people are getting a variety of styles to choose from. Having a variety means the fence will look as you would want it.

Little to no maintenance

While wooden fences require constant care due to rooting and tearing, vinyl fences require little upkeep. Once installed correctly, you will go for years without looking at it.

Easier installation

Compared to wooden fences, vinyl is a bit easier to install. Though subject to the person installing the fences, vinyl should not give you a hard time installing.

The downsides of vinyl fences

Pricey

Vinyl fences are quite expensive to install than wooden fences. Though there is minimal maintenance, the general cost can go as high as $20,000 for a standard yard.

Source: https://homegardenguides.com

Hard to dispose

Vinyl does that decay which is a good and bad thing, good because it will serve you for a while, bad because you’ll have a hard time disposing of it.

Little choice of colors

Though the styles are picking up, it’s still not as many as wooden fences which forces you to make do with the available ones.

Parting shot

Vinyl fences are quite expensive to install than wooden fences. But, vinyl does not require maintenance or repainting which gives it an edge over wooden fences. On top, you won’t have to worry about termites and other insects feeding on your fence. On the other hand, wooden fences are quite easy to install with minimal costs involved. But you have to keep maintaining it for a long time. On the bright side, you get to choose the style and color you want without limitations. 

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Few things to consider before choosing the best interior designer for your home

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Are you planning to renovate your house? Looking for the best interior designer around? Well, with so many interior designers around us, it is quite difficult for us to choose the best interior designer who would design our house in the best possible way. So, here we are with a few things that you need to discuss with your interior designer before you hire him for a particular job. These points of consideration will help to hire the Best Interior Designers in Bangalore.

Interior designing process: The first thing that you need to ask your interior designer is the process he is going to use in designing your space. It is very important for you to make sure that your expectations are met. During the entire process, your interior designers should follow the best Interior designing practices. He should also follow a particular timeline so that there is no delay in your work. He should also arrange regular meetings with you so that there is complete transparency between you and the designer. 

Style: You should also ask your designer about the styles and preferences. Every designer has unique styles that reflect his individuality. So, you should make sure that the style of the interior designer matches your expectations. This will make your communication a lot easier and you will also be able to get your house designed as per your choice.

Flexibility: Your interior designer should follow a flexible approach. You should keep in mind that it is your house and you are going to have the last word about it. A good designer has his unique ideas and styles but the Best Interior Designers in Bangalore will always be open to new ideas and designs. They will put your thoughts into consideration and will design something for you that you are absolutely going to adore. So, you should also check the flexibility of the designer before you hire him for the job.

Experience: When it comes to interior designing, experience is really important. Your interior designer should be highly experienced in the work that he does. He should have the knowledge of handling both small-scale and large-scale projects. He should also have worked on similar projects in the past. However, if you are trying to give an opportunity to beginners, then you can also go for a newbie as well who is ready to offer you the best services at an affordable price.

ALSO Know about Macala Acres

Terms and conditions: All projects come with a formal contract. The contract mentions the payment the terms for services and the different phases of the project. You should ask your interior designer for detailed terms and conditions. The payment schedule should also be mentioned properly. Only after you have carefully checked the terms and conditions, should you accept the services that the interior designer has got to offer to you.

Qualification: Another important factor that you are required to consider while hiring your professional interior designer is qualification. You should always go for a certified professional interior designer who has completed a course in interior designing from a reputed college. There are a lot of colleges that offer numerous courses in interior design. You must also check the authenticity of the certificate produced by your interior designer and then hire him for the job.

And these are some of the things that you need to consider before you hire the Best Interior Designers in Bangalore for yourself. In case there is any other point that you would like to add, do let us know.

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