Are you looking for policies for 17 year old car insurance? Do you want to save money on your teen’s car insurance plan? If you have one of these questions, then your problem is very common as teens pay among the highest amount for car insurance.
Various factors affect the premium rate for a teen like age, the experience behind the wheel, risk-factor, and many more. These factors will keep the premium on the higher side for a 17-year-old insurance wanting teen.
However, it is not the end of the road as there are some tricks and tips you can follow to get the cheapest 17 year old car insurance. Newly licensed drivers are usually expensive to insure as they are inexperienced, and have a high rate of accidents, naturally.
So, how will you save money on these insurance plans?
How to get cheap 17 year old car insurance?
While the premiums are on the higher side for 17 years-old, you can decrease the rate by following some of the tricks and tips. These tips can help you save money on insurance and get the best insurance for your 17-year-old.
Tips to save money on teen car insurance are:
Choose the right policy
Know your requirements and choose a policy according to that. Don’t buy anything and everything in the insurance market. Comprehensive policies are one of the most popular plans for teens as it offers most of the coverage a teen needs.
Try black-box insurance
Black-box will keep track of your driving habits, and the better driver you are the lower you pay for insurance. Black-box will record your data and save them; your insurer will go through the data and will give you quotes according to that data.
Add an experienced driver
One of the best ways to bring down insurance premiums is to add an experienced driver to your policy. It can be your parents or guardians as they have experience of driving on a road and aware of the road risks and regulations. It gives assurance to insurance companies and that decreases the premium rates.
Pick a sensible car
Instead of going for a sports car to show off, go for a cheaper and sensible car. Choose a car that is easy to repair as finding the parts for luxury cars is a tough task and that will affect your insurance. Instead opt for cars that are easy to insure and give you top performance, safety, and security.
Take driving courses
This course, of course, will improve your driving skills and road safety awareness. Having a good driving record will be the most important factor for any teen. Many companies will offer low-rates if you have completed a recognized driving course.
What types of insurance are available for a 17-year-old?
Before your kid thinks of starting the engine, get insurance to avoid any authority troubles. There are four levels of car insurance available for teens to ensure that they are legal to drive.
Third-party, fire and theft insurance
If you are looking to buy car insurance for 17 year olds teen, then look no further than Alias Insurance. The experts will guide you and your teen to get the best insurance and save money at the same time.