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How to Choose the Right Web Development Company?

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Do you run your own business? In this case, you definitely need a digital product like a website or mobile app that will take your business to a whole new level. Let’s face it, this is, without any doubt, one of the major factors that will then determine whether your company will achieve great success in your industry. In this article, I will guide you on how to choose the right web development company that will build you a future-proof, visually pleasing and user-centered software product for your brand.

4 Useful Tips when Choosing a Product Design & Development Company

1.     Check Skills & Methodology

Certainly, the most fundamental question you should ask yourself when reviewing the offers of various product design and development companies is what methodologies they implement and generally how they work. I know, this may seem a bit overwhelming especially for someone who has no experience or expertise in programming, however, this will determine your overall success and your satisfaction with the cooperation.

Analyze the following things in particular:

  • How many years of experience do they have building digital products?
  • Which programming languages do they specialize in?
  • What is their work culture and methodology?
  • Can they build non-standard and custom digital solutions?

2.     Check Portfolio

Many web development companies release a portfolio on their website showing their most recent software products of which they are particularly proud. When you’re browsing sites of potential web development companies, pay special attention to their portfolio. This will give you a general idea of what kind of web design they do and if they generally build high-quality and visually impressive products.

3.     Compare Offers and Price Range

For sure, you must have heard more than once not to choose the cheapest company as their quality of work will not meet your expectations and business needs. This is partly true, however, you should keep in mind not to pick the most expensive product design and development company blindly.

The best solution is to look for a cost-effective option, so ask yourself such questions:

  • Why is this company so cheap / expensive?
  • Does the price provided by the companies include all services?
  • Is the company able to build a custom digital solution for my business?

4.     Look for Testimonials

If a given web development company has been present in the market for several years and has built many digital products for various companies during this time, then you should be able to find opinions and reviews from its past clients without any problem. Check out what they say about the work culture, communication with clients, skills, methodology and the end product’s quality.

The Right Web Development Company for Your Future Project

Choosing the right web development company is incredibly important if you want to achieve business goals, increase reach and achieve huge success. Select a company that will guide you on your digital development journey!

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Green packaging: 6 Advantages for the Businesses

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green packaging

Many big brands are using creating green packaging for their products because it has several benefits. It can help save the environment and has many other benefits that can help increase the profit of the business. Green packaging requires less use of material, which allows the companies to reduce the cost of packaging. The packaging is also more sustainable and gives excellent long term benefits and results. Eco-friendly packaging is the latest phenomenon that has captured the packaging industry, and more and more big brands are adopting this packaging method. The customers are also demanding eco-friendly suppliers, and using eco packaging has helped the business maintain a good reputation in the market. Here are some of the benefits of eco-friendly packaging.

Reduces the carbon footprint

The eco-friendly boxes have gained a lot of popularity in the packaging industry, reducing the carbon footprint. The packaging is designed with recycled waste material, which is cost-effective and biodegradable. The packaging reduces the consumption of materials and makes it one of the most cost-effective packaging solutions. The packaging will help you meet your eco-friendly goals and allow you to win the customers’ trust. 

Easy disposal

Eco packaging is easily disposed of and can be recycled over and over again. The boxes can be thrown into the recycled bin, which means that they can be recycled again to create new packaging for some other products. When the companies use easily disposable packaging, they don’t have to worry about disposing of the landfills’ boxes. This packaging is safe for the environment, and your company will not cause any harm the environment. Waste packaging can cause damage to the environment if it is made with plastic and other harmful materials. The landfills and rivers will get dirty as plastic takes years to dispose of. The recyclable packaging can be easily thrown into the recycling bin, and companies can use the materials to recycle them again for some other product packaging. The easy disposal of the boxes make them ideal to use if you want to promote your brand as an eco friendly brand in the market.

Biodegradable

Eco-friendly packaging helps to reduce the carbon footprint is also recyclable. It is lightweight and has many other benefits as well. The boxes are biodegradable and can be easily decomposed. They can be recycled and can be used to produce new packaging for different products. The packaging material doesn’t cause any pollution and is safe for the environment. Many big brands use this packaging solution as it is ideal for recyclable and is also readily biodegradable. The boxes can be degraded quickly and are not harmful to the environment and the wildlife. Paper and cardboard materials are ideal for eco-friendly packaging as they are biodegradable and can be recycled easily. You can reuse the box and can use it again and again for packaging other products. The packaging doesn’t pose any threat to the environment and doesn’t leave any dirt in the landfills. The paper and cardboard material decompose quickly and don’t cause any harm to the environment.

Versatile and flexible

Green packaging is versatile and flexible at the same time. It can be reused and recycled in almost the major industries that are making use of packaging. The packaging designs brands use to make a significant impact on their sales. When they use eco-friendly packaging designs, consumers are impressed as it gives good vibes about their contribution to the environment. You can easily pack electronics, food items like meat, and other delicate products inside without getting worried about anything. It will suit the needs of every industry and will reduce the cost of packaging too. According to a recent study, about 78% of consumers among different age groups felt positive about brands offering their products in versatile, eco-friendly packaging designs.

Expand the customer base

The loyalty of your customers will increase when you offer them eco-friendly products and packaging designs. There is a significant demand for going green, and the customers aren’t ready to accept anything that has plastic. The government has also laid down strict rules for the brands so they can contribute to the environment. Most of the people are making their purchase decision keeping eco-friendliness in their mind. When it comes to their health, no one will compromise, and the brands have to make a move accordingly. Going green means a loyal and extended customer base, while excellent word of mouth will act as a free marketing tool. They will not hesitate to come back for repeat purchases.

Business perspective

Most brands like to choose those packaging designs that can save their money and elevate their product and brand. When the products are delivered safely and securely, it will reduce the cost of shipping. There is no doubt that eco-friendly boxes are cost-effective as the manufacturing materials are easy to access. Paper shredders offer useful ways to discard all types of packaging wastes as it will the waste biodegrade faster than usual. The industrials shedders are commonly used if the volume of waste packaging is high and not easy to shred.

Interesting facts

Traditional methods of packaging are harmful to the environment and contribute to global warming too. When brands are using eco-friendly packaging, it will give a responsible image, and they can also reduce the use of plastic. Using petrochemicals that are non-sustainable requires a lot of energy, and it is harmful to health too. Traditional plastics thrown in public places are directly associated with health problems for humans while also not favorable for marine life. The green movement has led to a new wave of innovation and creativity, and a lot of alternatives are made to replace traditional packaging designs. It will boost up the importance and sales for environmentally conscious businesses.

What is the advantage of going green?

Green packaging reduces carbon print and is easy to dispose of. Moreover, it is biodegradable, versatile, and flexible too. It has replaced the traditional packaging designs that involve the use of plastic.

How can eco-friendly boxes reduce shipping costs?

The eco-friendly boxes will reduce the number of raw materials used for the construction of packaging designs. Products will also remain safe and secure inside.

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Which Bank or Private Lending App Is Best for Personal Loan in Delhi?

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Personal Loan

If you stay in Delhi and you are looking for a personal loan to meet your urgent needs, this article is for you, as we will be discussing the best banks as well as private lending apps in Delhi from whom you can get a personal loan instantly.

What Is a Personal Loan?

The first thing we need to understand is the exact meaning of a personal loan. In simple terms, a personal loan can be understood as a financing instrument through which you can borrow a certain amount of money, usually in the range of ₹10,000 to ₹500,000, and use it to pay for your urgent needs. 

As compared to traditional loans in India, personal loans arrive with a variety of attractive features, the most significant of which are as mentioned below:

  1. Competitive Rate of Interest

One of the best and most attractive features of personal loans in India is the competitive rate of interest they offer. If you compare traditional loans from leading lenders, you will come to realize that most of them start at 5%, which is comparatively higher, and thus entails that you will be spending more in the long run by availing this loan.

On the other hand, personal loans from private lenders like MoneyView start at 1.13%, which is by far the lowest in the market. A personal loan with a competitive rate of interest not only empowers you to better manage your personal finances but also ensures that you save more money in the long run.

  1. Instant Disbursement

If you ask any of your peers to narrate a situation where they have considered taking out a loan, one common thread you will find across all circumstances is a lack of time, mainly due to the fact that it is an emergency situation. This indicates that most borrowers only consider a loan when there is an emergency situation and a time constraint in place, and since most traditional loans come with long waiting periods, more often than not, borrowers hinder from applying to one.

On the other hand, if you are facing an emergency situation now and you need urgent access to cash, all you need to do is apply for a personal loan, and you will have the money in your bank account in less than 48 hours. 

  1. Unsecured Loan

Last but not least, most personal loans in India are unsecured in nature, meaning that you do not need to pledge any asset or collateral to avail the benefits of this loan. Being unsecured not only reduces the processing time for the lender but also makes sure that you get the money in your account when you need it the most and not at a later stage. 

On the other hand, most traditional loans in India are secured in nature as these financial institutions want to decrease their susceptibility to risk as much as possible. While a secured loan is highly advantageous to the lender since they always have a way to sell the asset and recover their losses lest you default, it proves to be a hassle for the borrower. The reason behind this is simple; when you pledge collateral or an asset, the lender will first need to verify the net worth and legitimacy of the asset before your loan application can be processed and this is generally pretty long drawn.

The Best Banks and Private Lending Apps in Delhi

Now that you are aware of what a personal loan is, along with its features, let us take a closer look at some of the best lenders you can approach in Delhi for a personal loan. 

  1. Banks and Financial Institutions 
  2. ICICI Bank

A personal loan from ICICI Bank in Delhi can not only help you finance the immediate needs in your life but also make sure that you have access to cash for the truly memorable moments. You can get a personal loan anywhere in the range of ₹50,000 all the way to ₹25,00,000 and pay it back while enjoying a flexible repayment system.

ICICI Bank Delhi offers an interest rate of 10.5% and a tenure of up to 60 months on all its personal loan products. Along with this, unlike other lending instruments provided by ICICI, the personal feature is available 24X7 and you can get the money in your account in less than 24 hours.

In order to apply for a personal loan from ICICI, you need to be at least 23 years of age and have a minimum monthly income of ₹30,000.

  1. HDFC Bank

Second to ICICI, the most popular personal loan lender in Delhi is HDFC bank. One of the best aspects to avail a personal loan from HDFC is the fact that you have the option of choosing any amount between ₹40,000 and ₹40,00,000, meaning that you can basically use this loan to fund any and all of your needs.

HDFC bank has a variable rate of interest on its personal loan products depending on the eligibility criteria you meet, and it generally varies from 10.75% all the way to 22%. Along with this, HDFC also offers you a repayment tenure of upto 60 months, such that your financial stress is less.

In order to apply for a personal loan at HDFC, you must be between 21 and 59 years of age and have a minimum monthly income of ₹50,000. 

2. Private Lending Apps

  1. Dhani by IndiaBulls

If approaching big banks isn’t your thing, then one of the best private lending apps in Delhi is Dhani by IndiaBulls. A versatile platform made for millennials, Dhani app, offers personal loans in the range of ₹1000 to ₹5 lakhs and guarantees the delivery of funds to your account in less than 48 hours. Along with this, applying with Dhani is extremely easy and user friendly thanks to their completely online process, and the interest rate on all their personal loan products start at 13.99%.

Dhani app offers a tenure of upto 24 months across all its personal loan products, and in order to be eligible for the loan, you need to be at least 21 years of age and have a minimum monthly income of ₹20,000. 

  1. Money View

Last but not least is our all-time favorite private money lending application, MoneyView. Founded and headquartered in Bangalore, Money View loans has a wide presence in Delhi, mainly among millennials, due to its completely online process and swift onboarding process. 

Money view offers loans in the range of ₹10,000 all the way to ₹500,000 and has one of the lowest interest rates in the market, starting at just 1.13%. Money View promises to deliver the loan amount to your bank account in less than 24 hours, and in order to become eligible, you need to be at least 21 years of age and have a monthly income of ₹20,000. 

Ending Lines

Availing the benefits of a personal loan, especially in times of need, is truly a blessing in disguise. Now that you know of all the options available to you in Delhi, go ahead and apply for a personal loan today.

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Break Bulk V/S Bulk: Understanding the Two Types of Cargo Ships

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As a business, it is important to know the cargo ships well because you will need to choose the right one for your transportation needs. Ship finance can help you with the money needs; while the information will help you find the right cargo that justifies your transportation needs.   

Two methods in which cargo is transported are in the form of bulk cargo and break-bulk cargo. In the initial days, goods were handled manually in the shipping industry. The products are loaded on the vehicles from the factories and taken to port warehouses where they will be then moved to a vessel. The unloaded goods are then moved to the side of the ship. They are kept along with other cargo that needs to be lowered into the hold. The dockworkers will then get them packed. After that, the ship would start on its journey and deliver cargo at different ports. This makes the whole process costly and time-consuming.

Containerization

An English engineer named James Brindley came up with a box boat idea to transport coal in the late 18th century. Here 10 wooden containers were used for transportation between Worsley and Manchester. This single step completely revolutionized the shipping industry. At the later stage of development, it was turned into something that can be transported through rail and wagon. Later in the 19th and 20th centuries came the time of closed container boxes which were used for transportation between rail and road. They were more or less like the containers that we are using today.

Later, intermodal container shipping became much popular in the market in terms of choosing the cargo transportation mode. This was because of the international standards of coding and sizes it was following for identifying containers. 

Bulk shipping is for materials like grain which are loaded loose on the ship. Break bulk on the other hand is about shipping packaged goods. In both cases, you will need the right ships to carry the cargo as well as a terminal where you can get such kind of cargo loaded and unloaded.

What is break bulk cargo?

Break bulk cargo is the kind where the products are held in drums, bags, crates, and bales. Such cargo needs to be loaded individually. Manufactured goods like cars, tools, machinery, etc. are some of the good examples of break bulk cargo. Before container shipping became popular in the 1960s, break bulk ships were common in the market. Today, container ships are used to carry the majority of the non-bulk cargo. The use of containers or containerisation has reduced costs and time of shipping as well as lowered pilfering and cargo damage. Still, it can be said that demand for break bulk ships even exists today.

Shipping companies or charterers can use break bulk ships as intermediary carriers. This way, they can be used to move goods to larger ships that cannot come near the ports that are shallow. Here the cargo may belong to many clients. Here you will find ships in different sizes right from 2000 to 40000 deadweight tonnage.  

Break bulk warehouse

The warehouse at the dock where all the cargoes are loaded is termed as break bulk warehouse. The cargo will be delivered via rail or road for storage at the break bulk warehouse. The goods are then taken from the warehouse when the ship arrives at the dock and loaded abroad using cranes. Some of such vessels for break bulk cargo come with on-board cranes while the rest need the ones on the dock.

Benefits of break bulk cargo

  • Items can be shipped separately as you don’t have to combine the goods into a single container.
  • You can move large-sized cargos that otherwise will not fit into the container.
  • You can have your goods reaching the smaller ports where it is not possible for the larger ships to get in.
  • You can dispatch the items quickly as you will be spending less time on reconstruction and deconstruction.

What is the bulk cargo?

Bulk cargo is different from break bulk cargo and here goods are packaged loose on the ship. Commodities usually loaded and transported through bulk cargo are generally raw materials like coal, grain, iron ore, etc. The cargo loaded on the ship is unloaded at decided cargo terminals. Depending on the quantity of the cargo loaded on the ship freight rates for bulk shipping are charged per metric tonne. Dry bulk cargo that is transported is measured by tonnes of deadweight (DWT) by the shipping industry.

Knowing bulk commodity

The most common raw materials used for manufacturing are terms as dry bulk commodities. They are generally of two types. They are known as minor bulks and major bulks. Major bulk commodities include grains like rice & wheat as well as other things like ore, minerals, etc. Minor bulk commodities include manufactured products like sugar, steel products, and cement. Large dry bulk ships are used to carry such bulk commodities.

So, what are such large bulk ships!

Such ships are also called bulk carriers, ore carriers, and even bulkers. Chinamax is the largest bulk carrier ship and that has the amazing ability to carry 400,000 DWT. It is 360 metres long, draught is 24 metres and width is 65 metres. With such a size it restricts Chinamax from entering only certain deepwater ports. Around the world, some of the ports that can accommodate the Chinamax are China, Brazil, the Middle East, and Europe. The carrier comes with seven big compartments and also the loading doors which make loading and unloading trouble-free. The expense of freight has remained low with the growing size of such ships.

Benefits of bulk cargo

  • The cargo transportation becomes less expensive as more can be moved in a single time.
  • Such cargo can meet the needs of multiple customers on a single voyage. 

To sum up

Here we have seen what bulk cargo and break bulk cargo stands for. Here we also saw how containerisation has developed over centuries and got polished with time to meet the changing transportation needs of businesses to move cargo from one place to another. Understanding the kinds of cargo ships and their role in maritime shipping will help you choose wisely in terms of cost-effectiveness, speed, and reliability.

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we need to know about Rubber stopper

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Every invention of science and technology came from a big necessity. The smallest screw and nanoparticle to the most significant construction engines are equally responsible for the technological revolution. But, One thing that completes everything is a stopper. When we talk about plugs, the rubber stoppers are serving for ages, and still today, the demand is on the rise. Rubber stoppers, also known as cookies, are used to lock the open end of tubes, fittings, etc. There are several types of rubber stoppers based on their application and quality.

Sectors Where We Use Rubber Stoppers

Medicine and the pharmaceutical industry is the biggest fan of the rubber stoppers. For ages, doctors and drug manufacturers use glass bottles with rubber stoppers to keep the medicine safe and long-lasting Because glass is the least reacting material with drugs. Rubber comes from natural sources that are not harmful to the human body. Nowadays, as the demand increased a lot, several companies are producing synthetic rubber. But the food and drug administration strictly maintains the medical grade of rubbers. Sterile canula plugs and transfusion bag plugs are the everyday part of the OPD.

The construction industry uses rubber plugs every day in different sizes and shapes. The water drainage system, water supply channel, electrical wiring, and flanges need a light and durable sealant. Nothing fits better than a rubber stopper here. With the construction industry comes the automobile one too. Everything in your car contains a rubber one way or another. Indeed the chassis and outer body have a lot of metal. But the tires need a rubber sealer. Engines, plugs, hose pipes need rubber stoppers, undoubtedly. You guys have seen plumbers using a rubber suction cup to fix almost all your washroom or kitchen problems. The rubber stopper or gasket prevents water leakage and dripping.

Kids are known as the most excellent food testers. They tend to put everything in the mouth. That is why you need to be very careful before choosing any toy for them. If the material is not safe for health, it can drag your baby to the hospital. Rubber toys are trendy among parents as an in-budget safe toy material for the babies. The same thing goes for the coast guard and life-saving teams. Rubber stoppers are an essential part of any toy or device that inflates. You have to be very careful with the rubber stoppers while buying a life jacket or kayak.

Types of Rubber Stopper

There are several types of rubber stoppers available in the market. The most widely used variety is solid rubber stopper. They are varying from size 000 to 15; it seals the alcohol containers. One hole rubber stoppers are for laboratory use and medicine storage. They are medical grade and comes in customized shapes and sizes. Then comes the two holes, rubber stoppers. These are also biosafety level passed corks used in pharmaceuticals and chemistry labs to prevent any chemical leakage. Depending on the use, there are several materials of rubber stoppers. Natural rubber is not now. Instead, ethylene propylene diene monomer, neoprene, nitrile rubber, and urethane are the most popular and safe materials for making rubber stoppers.

Conclusion

Rubber stoppers might not make any individual statement in the industries. But to ensure safety and efficacy, there is never a better option than the rubber stopper. -Being light, stretchable, and bendable, the rubbers are positively working efficiently. The cost is also very minimal that helps to provide a quality product to the mass. But we should be careful about the reuse and disposal of rubber products.

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Free Classifieds In South Africa

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Websites that allow a user to post free ads or provide paying alternatives to access the website. Online advertising, also known as classified ad website. Most of these free websites have loads of categories in which the public can be posted. These categories may be anything from furniture, machinery, automobiles, electronics, etc. Free ads can be an excellent resource for companies without a large advertisement or marketing budget for their business. It may also help transport traffic to your company’s website, which helps your search engine ranking. If you are still on the fence and have no website, look at all the advantages your company can bring from a website. Free online ads work well for low budget advertisements, as many people visit these pages regularly.

1. Gumtree

Naturally, our number is Gumtree! This thing is not surprising because Gumtree is the most commonly used and beloved advertising in SA. You lived under a free classifieds rock if you don’t know about Gumtree. With an estimated 8.6 million visits a month, Gumtree leads the way.

2. OLX

OLX is another of my favorite websites for classified online ads. Much like Gumtree’s, OLX makes it easy to post advertisements on iOS and Android devices using their software. The number of visits OLX receives an average of 2.8 million a month.

3. Junk Mail

Possibly the Junk Mail is one of South Africa’s oldest classified sites free classifieds. Often they are famous for vehicle advertising, but they can post a new ad in over 30 categories. About 1,5 million visits per month receive from Junk Mail.

4. Locanto South Africa

Location is another fantastic free website that can be in use in more than free classifieds 58 countries. Overall I like to use the Locanto South Africa platform. Still, the only drawback is that the users of Locanto publish loads of spam ads that are a little upsetting for tourists looking for quality service providers. Appreciated Locanto SA receives 660,000 visits per month.

5. Ads Africa

If you are searching for an easy-to-use classified ad platform, Ads Africa would be the right choice! Ads Africa! Ads Africa can be found in more than 18 countries, demonstrating the success of its website. The number of visitors to Ads Africa is in estimation at 1.3 million per month.

6. Pubic Ads

Pubic Ads is another excellent advertisement medium to use. They offer a free publicity listing feature that expires after 30 days and has premium features for up to 90 days on the home page. Every month they receive an estimated 60,000 visits.

7. Class Ads

In less than a minute, post your ads! Class Advertising is straightforward to use and provides free premium ads. Unfortunately, for this website, I did not have an average monthly number of visitors. Please leave a message below if anyone knows.

8. Howzit

Howzit is another excellent website for South African publicity. They have free listings, and users can “bump up” their advertisements on the listing pages every day. Unfortunately, for this website, I did not have an average monthly number of visitors. Please leave a message below if anyone knows.

9. Afribaba

Alibaba is the right choice for free advertising. They offer free and paid publicity services that further expose your advertising. Unfortunately, for this website, I did not have an average monthly number of visitors. Please leave a message below if anyone knows.

10. Book South Africa

Book South Africa is another excellent free advertising platform that provides options for listing. But listings on your website tend to be quite spamming, which is not one of the best options. Unfortunately, for this website, I did not have an average monthly number of visitors.

Do you know about any non-listed free online advertising sites?

In the comment section below, please leave your suggestion for any free online advertisement websites you wish to view here and tell us why they should be included in that lis

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