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How Live Casino in BK8 Can Make You Fun

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A lot of people say online casinos don’t have the same level of excitement as real casinos. BK8 begs to differ. BK8’s Live Casino is the closest thing you can get to a real casino without having to leave your house.

After all, we all want to have fun, right? BK8’s Live Casino has a wide variety of games that can really get your heart pumping. Take your pick from Baccarat, Roulette, Sic Bo, and more! And with our Live Chat feature, you can interact with our lovely dealers in real-time.

Here’s everything you need to know about live casinos and how BK8 as a trusted online casino Malaysia can make your experience more fun:

What Is a Live Casino?

A live casino is a type of online casino that allows players to interact with live dealers in real-time. Instead of playing against a computer-generated dealer, players at a live casino can see, hear, and interact with a human dealer via webcam. This makes the experience more realistic and engaging, as players can communicate with the dealer just like they would in a brick-and-mortar casino. 

In recent years, live casinos have grown in popularity due to the fact that they provide a more realistic gaming experience. Players can enjoy all the excitement of a land-based casino from the comfort of their own home without having to worry about traveling or losing money on expensive hotel rooms. In addition, live casinos offer some great bonuses and promotions, which can add an extra element of excitement to the gameplay.

A lot of people think online casinos don’t have the same level of security as land-based casinos. As an online casino that has been approved and certified by the relevant authorities, BK8 does not allow players to engage in this type of illegal activity. In order to ensure that all player information is safe and secure, BK8 uses the most advanced SSL encryption technology. Protecting players from identity theft and fraud is part of BK8’s anti-fraud policy. 

It’s an excellent way to both have fun and win money. Although it is important to remember that you should only gamble when you can afford to lose, it is also important to keep in mind. To avoid going overboard with your spending, create a budget and stick to it.

How to Choose the Best Live Casino

When it comes to choosing the best live casino in Malaysia, there are a few things you need to consider. To help you find the best live casino, here are some tips:

1.    Consider Your Budget 

When choosing a live casino, your budget is one of the most important considerations. Decide on a casino where you can have fun while paying a reasonable amount of money. Set a budget and stick to it, so that you don’t end up overspending and going into debt.

Getting carried away can be easy to do at a live casino, so it’s important to be mindful of your spending. Determine how much money you’re willing to spend on gambling each month or per game in order to set a budget. Then, set limits for yourself so you don’t go over that amount.

2.    Consider The Games Offered 

A variety of games can be found at each live casino. Choose a casino where you can play the games you want to play. Allbet, Evolution Gaming, Gold Deluxe, Game Play, Asia Gaming, Dream Gaming, and Playtech are just a few of the game providers available at BK8. 

Both your financial resources and your personal tastes should go into the decision-making process when picking a game. If you’re a beginner, you might want to choose a game that’s less complex and has a lower betting limit. For example, Baccarat is a good choice for beginners because it’s relatively simple and has a low betting limit. 

On the other hand, if you’re a more experienced player, you might want to choose a game that’s more complex and has a higher betting limit. For example, Roulette is a good choice for experienced players because it’s more complex than Baccarat and has a higher betting limit.

3.    Check The Licensing and Regulation

Before signing up for any live casino, be sure to check the licensing and regulations. Unscrupulous operators have been able to open shop on the internet more easily because of the internet’s open door policy. There are many fly-by-night casinos that are not licensed or regulated, which means they could be operating illegally.

To avoid being scammed, make sure you only play at a live casino that is licensed and regulated by a reputable body. BK8, for example, is licensed and regulated by the Curacao Gambling Commission.

4.    Consider The Customer Service

The quality of customer service is also an important consideration when selecting a live casino. If you run into any problems while playing at the casino, you’ll want to be able to get in touch with customer service and get help as quickly as possible.

BK8 offers excellent customer service, with a team of highly trained and experienced representatives who are available 24/7 to help you with any problems you might have.

5.    Consider The Bonuses And Promotions

When choosing a live casino, be sure to check the bonuses and promotions on offer. Many casinos offer Welcome Bonuses and other promotions to attract new players.                                                                                       

Before claiming any bonus or promotion, read the fine print. In order to cash out your winnings from some bonuses and promotions, you’ll have to wager a certain amount of money.

BK8 offers a Welcome Bonus of 150% up to RM1080, as well as other promotions such as the BK8 Daily Rebate and BK8 Cashback.

Take Advantage of Bonuses

Who doesn’t love getting something for free? When you sign up for BK8, you’ll be able to take advantage of our Welcome Bonus and other generous promotions.

Our 150% welcome bonus is one of the most competitive in the industry, and our other promotions are designed to give you the best possible gaming experience.

Here are some of the other bonuses and promotions you’ll be able to take advantage of when you sign up for BK8:

●      Welcome Bonus: Get a 150% bonus up to RM1080 when you make your first deposit.

●      Reload Bonus: Get a 50% bonus up to RM450 when you reload your account.

●      Cash Rebate: Get up to 0.7% cash rebates on your losses.

●      BK8 Missions: Complete missions and earn prizes.

●      Birthday Bonus: Get a special bonus on your birthday.

●      BK8 Referral Bonus: Get a bonus for each friend you refer to BK8.

●      Free Spins: Get free spins on selected slot games.

Conclusion

Live casinos aren’t for everyone, but if you’re looking for a more immersive and realistic gaming experience, they’re definitely worth checking out. BK8 offers a wide range of live dealer casino games from some of the best providers in the industry, as well as generous bonuses and promotions.

So what are you waiting for? Sign up for BK8 today and start enjoying the best live casino experience in Malaysia!

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21overnight Empowers Fake Id Cards User Edit Their Cards

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21overnight

There are varieties of reasons why people seek fake ID cards. Of the increasing online fraud, many people conceal their real id cards when opening accounts on online shopping sites. Therefore, most would rather use a fake ID card to open such accounts in fear of having their real cards nabbed by fraudsters. Moreover, teenagers would seek fake ID cards to get into prohibited areas, mostly social joints. Therefore, irrespective of the reasons for seeking a fake ID card, it is risky to be nabbed with one. 

Security officers have also evolved with time to include sophisticated devices to vet id cards at security checks. Therefore fake id card makers must be smart to develop identical cards that pass scannable police stops. Nonetheless, this is not easy for the shoddy fake ID card makers. Nonetheless, with enough effort, makers of these ID cards can make cards that can make even the stringiest security checks and bouncers. 

Acquiring a fake ID card may require the user to part with a considerable amount of their hard-earned money. This is the reason why 21overnight was started. The site is empowering fake ID card users to make their cards. As mentioned, users can edit their fake ID cards with care and effort. However, they need to be well-guided in the process. The idea is to make a card that passes scannable stops that is identical to the state’s original CARDS. However, even as fake id card users edit their cards, they must know that their cards must have the security features of the state it is used in. 

Every state in America and other countries has identification security marks on their id cards. Therefore, depending on the jurisdiction in which the fake id card is intended to be sued, it must mirror the security details of the host country or state. Security checks are very serious with identity cards. The evolution of technology has even given them more ability to scan and verify ide cards than before. Therefore a shoddy fake id card cannot go through a simple security checkup with the modern equipment to check ID cards. 

21Overnight is a one-stop for the editing services of fake ID cards. The site offers guidelines on the security details required in id cards for the states of America. Therefore the user must ensure that they have everything detailed for their state before printing the edited fake id cards as guided by the 21Overnight. On the site, the users are informed on how to edit a fake ID card template to make a fake one. Additionally, the 21Overnightsite offers templates for use. Therefore, the user only needs to be keen on editing to finish setting up the fake id card.

Moreover, besides the printing part, most id cards are printed on special paper. Therefore, the user must know the type of material used to print the ID card in their state or country before making the printout. One of the common areas where most fake id card editors need help is the photo. Choosing the right photo is a critical process in fake id card making. Therefore even a super good fake id card can fail at the photo. The 21Overnight guides the editors of fake Id cards on the type of photo they need to choose. Therefore if the user is keen enough, they can choose a photo that goes through even the strictest tests by the security apparatus. Additionally, the user must ensure that the inking during printing is identical to the original intended cards of the jurisdiction.

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The Cost Benefits of Using Paper Tubes in Construction

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Paper Tubes

Paper tubes have become increasingly popular in the construction industry due to their cost-efficiency, environmental sustainability, and many other benefits. From construction projects small and large, paper tubes have been used to provide structural support, insulation, and protection for materials. This article will explore the advantages of using paper tubes in construction, including cost and environmental benefits. 

Overview of Paper Tubes and Their Use in Construction

Paper tubes are cylindrical cardboard containers that are used in construction projects to provide structural support and insulation. They are made from recycled paper products, making them an environmentally friendly alternative to traditional building materials. For quality paper tubes for construction work check singchai.co. Paper tubes are also lightweight, cost-effective, and easy to install. They can be used in a wide variety of construction applications, including roofing, wall insulation, and building foundations. 

Advantages of Using Paper Tubes in Construction

The use of paper tubes in construction offers many advantages over traditional building materials. Paper tubes are lightweight and easy to transport. They can be quickly and easily installed on-site. This saves time and money on labor costs, as well as reduces the amount of material waste that would normally be generated from larger construction projects.

Cost Benefits of Using Paper Tubes in Construction

Using paper tubes in construction also offers significant cost benefits. The cost of raw materials for paper tubes is significantly lower than other building materials, such as steel or concrete. Paper tubes are also cheaper to transport and install than traditional materials, making them a cost-effective alternative. Additionally, the lightweight nature of paper tubes reduces the amount of labor required for installation, leading to further cost savings. 

Due to their low material cost, paper tubes are an economical option for construction projects. Additionally, due to their small size and easy assembly, they require less labor than other construction materials, resulting in lower labor costs. Furthermore, since paper tubes are made from recycled materials, there is a reduced amount of waste generated. 

Environmental Benefits of Using Paper Tubes in Construction

Using paper tubes in construction also offers environmental benefits. Paper tubes are made from recycled paper products, making them an eco-friendly alternative to traditional materials. They also produce less waste than other materials, as they require less energy to transport and install. In addition, paper tubes are recyclable, so they can be reused after their initial use in construction projects. 

Conclusion

Paper tubes have become increasingly popular in the construction industry due to their cost-efficiency, environmental sustainability, and many other benefits. From construction projects small and large, paper tubes have been used to provide structural support, insulation, and protection for materials. This article has explored the advantages of using paper tubes in construction, including cost and environmental benefits. 

By using paper tubes, construction projects can save money, reduce waste, and minimize their environmental impact. Additionally, paper tubes are recyclable, so they can be reused after their initial use in construction projects. Further research is needed to better understand the potential for paper tubes to be used in large-scale construction projects.

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Best practices of employee digital onboarding

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digital onboarding

In a world where technologies are more advanced than ever, staff onboarding has to keep up. As new employees join companies, it’s important to make sure they have the right tools and training in order to be successful. That’s where digital onboarding comes in. 

 

Digital onboarding is a comprehensive solution that helps employees understand the company culture, goals, and processes. It also makes sure they have access to all the information they need to start doing their job effectively. In this blog post, we’ll discuss some of the best practices of employee digital onboarding so you can ensure your team is set up for success.

What is digital onboarding?

 

Digital onboarding is the process of orienting and acclimating new employees to their roles using digital tools. This can include everything from providing new hires with an online orientation program to setting up their email accounts and workstations.

 

The goal of digital onboarding is to help new employees hit the ground running and be productive members of the team as quickly as possible. By providing new hires with all the information they need to do their job, digital onboarding can help reduce training time and costs, and improve employee satisfaction and retention.

 

When done well, digital onboarding can provide a great first impression of the company and set new hires up for success. Here are some best practices for creating a successful digital onboarding experience:

 

  1. Start with an online orientation program: New hires should have access to an online orientation program that covers the basics of the company, their role, and what they can expect in their first few weeks on the job. This will ensure that everyone is on the same page from day one.

 

  1. Set up email accounts and workstations ahead of time: One of the most frustrating things for new hires is starting their first day only to find that their email account isn’t working or their workstation isn’t set up properly. To avoid this, set up email accounts and workstations ahead of time so that everything is ready to go on day one.

Onboarding best practices for remote employees

The process of best practices for remote onboarding involves the use of technology instead of in person to conduct onboarding. As a result, new hires do not receive a physical welcome, no face-to-face orientation, or interaction with managers. He will have to learn new software and technology on their own.

 

As a result, human resource teams around the world are still trying to figure out how to smoothly onboard new employees. Companies can benefit from developing such onboarding programs that are tailored to current times and technology. Here are some of the best practices they can follow:

 

The benefits of digital onboarding

 

Digital onboarding is an important part of the employee experience. By providing a digital onboarding program, you can help your employees transition into their new roles more effectively and efficiently. Here are some benefits of digital onboarding:

 

  1. Increased Engagement and Retention

 

When employees are engaged in their work from the start, they are more likely to stick around. A digital onboarding program can help ensure that your employees are engaged in their work from day one by providing them with the resources they need to be successful.

 

  1. Improved Communication

 

A digital onboarding program can improve communication between you and your employees. By providing a central place for all communications, you can ensure that everyone is on the same page and that no information is lost in translation.

 

  1. Greater Efficiency

 

A digital onboarding program can help you save time and money by streamlining the onboarding process. By using technology to automate tasks and provide information electronically, you can avoid paper waste and reduce the amount of time spent on administrative tasks.

The best practices of digital onboarding

 

Digital onboarding is the process of bringing new employees into an organization using technology. It can be used to orient employees to the company culture, values, and expectations, as well as provide them with the tools and resources they need to be successful in their new role.

 

There are a number of best practices that organizations can follow to ensure a successful digital onboarding experience for their employees:

 

  1. Set clear expectations from the start

 

Be sure to communicate what is expected of employees during the onboarding process. This will help set the tone for the rest of their time with the company and ensure that they understand what is expected of them.

 

  1. Use engaging and interactive content

 

Make sure that the content you use during digital onboarding is engaging and interactive. This will help keep employees engaged in the process and ensure that they are learning what they need to know.

 

  1. Personalize the experience

 

Personalizing the digital onboarding experience for each employee will help them feel welcomed and valued by your organization. This can be done by tailoring content to each individual’s needs or providing a personal touch through things like welcome videos from senior leaders.

How to create a successful digital onboarding strategy

A successful digital onboarding strategy should focus on creating a smooth and efficient transition for new hires. The goal is to help them feel comfortable and confident with the company’s culture, values, and expectations. While every organization is different, there are some general best practices that can be followed to create a successful digital onboarding strategy:

 

  1. Define the goals and objectives of the onboarding process. What do you want new hires to accomplish during their first few weeks or months? Be sure to involve stakeholders from various departments in this step so that everyone is on the same page.

 

  1. Create a timeline for the onboarding process. This will ensure that each task is completed in a timely manner and that no steps are missed.

 

  1. Develop engaging and informative content. New hires should have access to all the information they need to be successful in their role. This could include job descriptions, company policies, training materials, etc.

 

  1. Utilize technology to your advantage. There are many great tools out there that can help with communication, collaboration, and storing documents/information. Choose ones that will work best for your organization and make sure they are user-friendly for new hires.

 

  1. Personalize the experience as much as possible. Consider using greeting cards, welcome videos from senior leadership, or having someone from HR reach out personally to each new hire before their start date. These small touches can go a long way in making someone

Case studies of successful digital onboarding

Digital onboarding is the process of using technology to orient and onboard new employees. By automating and digitizing onboarding processes, organizations can improve efficiencies and reduce the burden on HR staff. Additionally, digital onboarding can help to standardize and streamline the employee experience, making it simpler and more efficient for new hires to get up to speed with their new roles.

 

There are a number of different ways that organizations can approach digital onboarding, and there is no one-size-fits-all solution. However, there are some best practices that can be followed to ensure a successful digital onboarding experience for both HR and new employees.

 

One important best practice is to ensure that all critical information is easily accessible online. This includes things like job descriptions, company policies, and training materials. Making this information readily available will save time for both HR and new employees during the onboarding process.

 

Another best practice is to use technology to automate as much of the onboarding process as possible. Automating tasks like email setup, password creation, and employee profile creation can save time and hassle for both HR staff and new hires. Additionally, consider using technology to create a centralized repository for all of your organization’s onboarding documents and materials. This will make it easy for everyone involved in the process to access the information they need, when they need it.

 

In light of our discussion, It is clear to us that digital onboarding is an important step in the employee lifecycle and can be a powerful tool for helping new hires become productive quickly. By investing in the right tools, processes and training, you can ensure that your organization is taking full advantage of this practice to create a welcoming environment where employees feel supported. To achieve optimal results with digital onboarding, it’s essential to implement best practices such as providing comprehensive information about the job duties and expectations, setting up clear communication channels between managers and employees, establishing goals for each role and regularly measuring progress. With these tips in mind, you will be able to create an effective employee digital onboarding program that helps new hires get up-to-speed quickly while also making them feel valued.

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How To Create A Positive Financial Future For Yourself

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Sources of finance

If you’re like most people, you work, pay bills, try to save, and hope for an early retirement. But if you’re strategic about it, you could accelerate your retirement with good planning and disciplined investing. 

There are many ways to improve your financial stakes, from increasing your income to lowering your expenses. But the most important thing you can do is to have investments that make you money while you’re still working and long after you retire. 

To steadily grow your wealth isn’t a thing that just happens. It’s a strategy and discipline that impacts all aspects of your life. 

Take consumer spending, for example. According to the Bureau of Labor Statistics, the average household spends nearly 75% of its household income on rent, food, energy, heating, and consumer goods. 

So that means if you’re making nearly $80,000 as a household, you’re spending upwards of $60,000 to get by and live a comfortable life. 

Suppose you want to accelerate your retirement and look to live comfortably in your later years. In that case, you’ll need to create a budget, including cost-of-living increases, decrease expenditures and discretionary spending, and create an investment portfolio that makes passive income over the length of the investments. 

Create A Budget

The first step in shaping your financial future is to create a realistic budget that covers all your bills and also has room to allow you to save toward your goals. 

When creating your budget, consider your family size, your immediate and future needs, and any short-term bills you need to pay off, like your credit cards or car loans. 

Also, a problem most people face is that they don’t budget for cost-of-living increases, which will cut severely into any budget. 

You can’t control the costs of things or the inflation rate, but you can add 10-15% on top of your budget to have a “rainy-day” fund that will cover living costs as they happen. 

Budgeting does two things for you. First, it sets the expectations for income and expenses so that you’re operating within specific boundaries. Second, it shows you the expected amount you’ll need to get by for now and into retirement. 

For example, if you have a mortgage payment and have 15 more years on it, then by budgeting, you establish expectations of what you will need to cover for the remaining terms of the loan. 

This approach creates discipline in your spending and provides room for your budget after completing the loan. 

Decrease Expenditures

On top of creating a budget, finding and eliminating unnecessary and costly expenditures is your next step toward creating a good financial foundation to prepare you for retirement. 

Cost-cutting measures don’t need to be draconian. You just want to cut back and find room to save with simple things like;

  • Cancel unnecessary subscriptions
  • Avoid impulse buys
  • Limit your credit card use
  • Automate payments as needed
  • Use loyalty points and sales to save money

 

Any effort to decrease your spending should be matched with increased income so that you double your savings opportunities. Consider a second job, a side hustle, or, most importantly, investing in things that will provide you with residual, passive income. 

Invest Wisely

In part, developing a smart financial strategy is understanding your costs and revenue (budget), increasing income opportunities while lowering costs (decreasing expenditures), and making wise investments that make residuals on the side. 

There are a few different ways to make wise investments that make you money on the side. Traditional ROTH 401(k)s are one of the most common ways, but plenty of alternative options are available. 

One of the better ways to make a residual income is through real estate. Real estate is an investment that typically appreciates in time at faster and higher rates than inflation or cost-of-living, and if done correctly, can make residuals as well. 

Rentals are the primary way investors can make money on their investment, but it comes with some risk. For example, there are maintenance costs, management costs, and vacancy possibilities where there won’t be a tenant and thus no income. 

Another real estate option is to look at buying and selling property at the higher end, known as the luxury market. 

Luxury markets in real estate are defined as having an expensive price tag, highly desirable location, large size, valuable materials, expert design, high-end amenities, or a prestigious history. 

Unlike other real estate markets, the luxury market isn’t impacted by inflation since the consumers are typically high-wage earners with available assets to offset lending costs, making ownership in luxury markets an intelligent investment. 

You can look for luxury opportunities by contacting local brokers and agents that specialize in the luxury market, or you can conduct your own Google search with search parameters like;

The luxury market will continue to appreciate, and with inflation impacting the lending markets, high-wage earners are better poised to act on purchase decisions as home prices are slowing down, making these types of investments more attractive.  

Setting a course toward a better financial foundation prepares you for a life of retirement. 

Being strategic, disciplined, and aggressive will allow you to achieve your goals sooner than if you didn’t have a plan, so get started today. 

 

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IM Academy Plans More In-Person Events After a Successful 2022 Schedule

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IM academy

IM Academy is an online educational platform, but for co-founder and CEO Christopher Terry, connecting with individuals in person is an important part of the business. While IM Academy’s mission is to provide accessible online educational materials, it often hosts IM Beyond gatherings of educators, students, and independent business owners involved with the Academy to discuss market strategies, network, and share insights on online education.

 

In 2022, IM Academy hosted four of these events, in Palm Beach, Florida; Barcelona, Spain; Phoenix; and Zurich. A fifth event is planned for Rotterdam, Netherlands, in December.

 

The events have coincided with a busy year of launching new programs at IM Academy. These include a travel and lifestyle service, TLX, as well as new academies focused on time-based scalping exchange strategies, the stock and futures markets, and building a social media presence. As the Academy continues to debut new programs, it’s reaching out with these in-person events to discuss its approach with interested students and independent business owners, focusing on expanding its reach at an international scale.

 

IM Beyond Events

 

Each IM Beyond event features a rotation of speakers involved with IM Academy as educators or independent business owners. These speakers share insights on how to reach students interested in pursuing financial education and discuss how to optimize the use of the Academy’s educational materials.

 

IM Mastery Academy co-founders Christopher Terry and Isis Terry are often keynote speakers at these events. They use the platform to espouse the Academy’s philosophy of positive self-talk and dedication to hard work when pursuing an online education in financial markets.

 

When the Terrys founded the Academy in 2013, they set out to build a platform that enabled interested students to learn about financial markets on their own schedule. With IM Beyond events, the goal is to spread the message of the Academy’s growing library of online educational resources.

 

“My goal in 2013, I said, ‘Let’s do it. We’re going to do it. Yes, we’re going to do it,’ and we start going along and boom, That’s my goal. I’m going to get there. I just have to make changes,’” said Terry in a recent speech. “I got up and stood up again, and a few times we had a couple of punches here and there, and now the goal was to have thousands of people come and celebrate and get us to the next level, and we’re here.”

 

As IM Academy has grown, its IM Beyond events have scaled up to attract thousands of attendees, reaching students and IBOs from around the world. In 2022, the Academy was particularly focused on Europe. In addition to the Barcelona, Zurich, and Rotterdam events, Christopher Terry completed an extensive European speaking tour throughout the summer, traveling to over 12 locations across the continent. 

 

“After traveling to 12-plus countries during this recent Europe tour, it reoccurred to me that 90%-95% of people in this world are still programmed a certain way. Unfortunately, this program is on the side of struggle, setbacks, hardships,” said Terry in a recent Facebook post. “However, as creative beings, we have a choice. We can choose the thoughts to think, the affirmations to speak, and the actions to take. We can choose whether or not we want to reprogram our mind. Guys and girls, elevate yourself. Break out from the chains that bind you and begin programming your subconscious mind. It may not be easy, but the growth you may experience can make all the difference.”

 

At IM Beyond events and other speaking appearances, Terry sets out to communicate this message of the power of a determined, positive mindset and the value of pursuing an education.

 

Plans for the Future

 

After the success of 2022’s IM Beyond Events, IM Academy will look to continue to host similar events going forward. In addition to the Rotterdam event, it has announced plans to hold Elevate regional events, including one planned for Orlando, Florida, in 2023.

 

These events are part of an ongoing effort to expand the Academy’s reach, an effort that also includes the inauguration of new academies and services. Its most recent launch is the SMX social media academy, signaling that IM Academy is continuing to branch into other verticals outside of financial education. The SMX Academy provides students with resources to learn how to build a personal or business brand by creating engaging content on social media platforms such as Instagram, YouTube, and TikTok.

 

IM Academy also unveiled the TLX travel and lifestyle service, which offers members an online resource to book hotels and resorts around the world at a discounted rate, as well as the opportunity to reserve themed trips with other members and IM Academy educators.

 

Going forward, Christopher Terry envisions continued growth for the Academy, both in attracting new students and providing fresh resources.

 

“One word that comes to mind is unity,” said Terry in a Facebook post in which he reflected on the IM Beyond Phoenix event. “We united even stronger this past weekend. We came together and became stronger. Momentum is here.”

 

Note: IM Academy does not provide financial or investment advice to its students. Students do not trade on IM Academy educational platforms.

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