Ditt Lån, a comparison service, has now provided an excellent comparison for individuals looking to borrow money at low-interest rates.
To find the best loan, it is necessary to evaluate interest rates and offers; so, the firm has created a top list of what they consider to be the five finest loans.
Read the whole comparison on Cision.
- 1 5 lenders with the lowest interest rates on loans
- 1.0.1 Coop Medmera Bank – As a member, you will receive higher interest rates.
- 1.0.2 Zmarta – The bulk of comparable services are provided.
- 1.0.3 Komplett Bank – A loan of up to SEK 500,000 is available.
- 1.0.4 Advisa – You receive loan offers from 36 different lenders.
- 1.0.5 Lendo – Provides a quick and safe application
- 1.0.6 Different types of loans
- 1.0.7 Private loans
- 1.0.8 Quick loans
- 1.0.9 Collective loans
- 1.0.10 Borrowing requirements in general
- 1.0.11 Maximum loan amount you can apply for:
- 1.0.12 How To Apply :
- 1.0.13 Borrow money without UC
- 1.0.14 Borrow despite payment remark
5 lenders with the lowest interest rates on loans
Coop Medmera Bank – As a member, you will receive higher interest rates.
Coop Medmera Bank provides loans of up to SEK 500,000 without requiring collateral. There is no set-up fee at Coop Medmera Bank, and the application process is quick and painless.
Zmarta – The bulk of comparable services are provided.
Zmarta allows you to apply for a loan of up to SEK 600,000 and receive offers from a variety of lenders all in one location. All lenders also share a single credit report, which allows you to thoroughly evaluate all of your loan options before making a decision.
Komplett Bank – A loan of up to SEK 500,000 is available.
You can apply for an unsecured loan of up to SEK 500,000 at Komplett Bank, and you can also choose from a variety of simple payment options.
Advisa – You receive loan offers from 36 different lenders.
Advisa allows you to apply for a loan of up to SEK 600,000 and receive loan proposals from up to 36 different lenders. Furthermore, all lenders use the same credit report.
Lendo – Provides a quick and safe application
Lendo provides loans up to SEK 600,000. When you apply for a loan through Lendo, you will receive offers from up to 35 different lenders, and all lenders will share the same credit information.
Different types of loans
We’ll go through three of the most prevalent loans on the market:
A private loan, often known as a consumer loan, is an unsecured loan. A private loan’s finances are commonly utilised for house upgrades, vehicle purchases, vacation, or just consumption.
A quick loan, SMS loan, or mini loan, as they are also known, is a loan with a short repayment period.
A group loan is sometimes known as a private loan or an unsecured loan. A group loan is a loan that you take out to pay off other debts that you have accumulated under one roof.
Borrowing requirements in general
The standard criteria for applying for a loan in Sweden are shown below:
You must be at least 18 years old and a Swedish citizen.
You must not be in the process of resolving any debts.
It is preferable if you do not include any payment remarks.
You must have a source of income such as a job, health insurance, or a pension.
Maximum loan amount you can apply for:
The amount for a quick loan or SMS loan is typically substantially lower because it should only be viewed as a brief loan taken out to address temporary costs or reduced consumption. You can apply for a rapid loan in the range of SEK 2,000 to 50,000.
Interest rates described below are general and may vary.
Private loans: 2.95% – 19.9%
Quick loans: 4.9 – 40%
How To Apply :
Below are the general steps:
1. You select the lender, the loan type, and the loan amount. The first step is to select the lender with whom you wish to apply for a loan.
2. You fill out your application and submit it.
3. You select the loan offer you want to pursue.
4. You approve and get the amount paid out.
Borrow money without UC
It is now fully possible to borrow money without providing any traditional credit information.
If you want to apply for a loan without UC, credit information is obtained from a different player. Companies that perform credit checks include Bisnode, Creditsafe, and Safenode.
Borrow despite payment remark
Even if you have one or more payment notes, you may be approved for a loan.
Even though lenders prefer to see that you have a clean financial history and no debts, this is not always the case. A payment notice can make getting a loan more difficult, but it is not impossib