Best Way To Save Money On Your Prescriptions

If you or a family member is taking a prescription drug to treat a particular health condition, you probably already know how expensive it can get. In fact, high-cost prescription medicines have been a problem for many. Even those who have health insurance can be surprised by the amount they would have to pay for their medications.

It can be frustrating to worry about your illness and your medicine cost at the same time. That’s why many patients have put off filling their prescriptions, which is not a good idea. Financial difficulties are understandable, but you can save a significant amount of money on your medications without sacrificing the care you need and deserve.

On the following, we’ve determined the best ways to save money on your prescriptions.

Inquire About Generic Equivalent

Generic drugs have the same quality as brand-name drugs. But it is much cheaper, in which you can save at least two-thirds of your branded prescription costs. If you want to save money on your prescription, you should inquire about its generic equivalent. About 80% of prescriptions are sold for generic drugs, so you’re likely to find a generic option to treat your condition.

Although there are some differences with the generic drugs in terms of color, shape, and packaging, they have the same dosage, safety, and effectiveness as the branded ones. So you don’t necessarily have to put off your prescriptions if you cannot afford it. You can look for a generic option that you can comfortably afford.

Compare Pharmacy Prices

Many consumers are stunned to discover that prescription drugs’ costs can vary from one pharmacy to another. The difference can be significant as hundreds of dollars between pharmacies, even within the same city. That’s a lot of money to save, especially if you’re on a tight budget.

But because prices vary from different pharmacies, there’s no easier way to know how much your prescription is marked unless you will purchase. You would have to take some time and effort to call pharmacies to ask for their prices. Another alternative might be using mobile apps that let you compare prices and find the pharmacy with the best price.

Check Out Patient Assistance Programs

Pharmaceutical companies, nonprofit groups, and state governments offer assistance programs for those struggling to afford their prescriptions. These programs can help you access prescription drugs for little or no cost. That is if you are eligible for such assistance.

Each program has its own set of qualification standards, but they usually have income requirements. It’s also essential to note that there may be restrictions on how much medication you can acquire or how long the program continues. Nevertheless, you can look up your prescriptions on their websites and see if a patient assistance program is available.

Take Advantage of Prescription Discount Cards

When you’re on a tight budget, a small discount like 10% on your prescription can already make a big difference. Besides comparing prices, you can also search for companies that offer discount coupons and instant savings.

However, it can be hard to determine in advance how much you’ll save with a discount card. It’s also worth pointing out that the benefits of discounts depend on the card, its cost, and the rules for using it. Reliable websites, such as buzzrx.com, are easily accessible online and depending on the prescription, they could give discounts of up to 80%

Consider A Three-Month Supply

If you’re on long-term medication, getting a three-month supply might be useful for a lower price and convenience. According to a study, filling a three-month supply of prescription medicines can reduce costs up to 29%. Instead of a one-month supply, you may ask your doctor to write a prescription that can last up to three months.

Buying large quantities from mail-order services can also help you save a lot of money. But if you’re given a prescription for the first time, it might be better not to get more than a one-month supply. This way, you won’t waste your money if the medicine doesn’t work well for you due to side effects.

Communicate With Your Physician

Communicating with your physician is essential when it comes to your prescriptions. Note that doctors don’t always know the costs of the medicines they are prescribing to you. That’s why you should always ask about ways to reduce your prescription costs so that they can give you a lower-cost alternative.

Only a few people talk about prescription costs with their doctors. But one study found that two-thirds of patients who did speak up to their doctors about drug costs got a recommendation for another alternative at a cheaper cost.

Takeaway

While it’s tempting and easier not to fill your prescriptions due to their costs and your financial constraints, doing so might cause harm to your health. If you’re struggling to afford your medications, don’t hesitate to speak up to your doctor and explore all possible solutions. Saving money on your prescriptions is good but always put your health first.

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Christophe Rude

Christophe Rude

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