What are the types of case interview formats?
The case interviews take a very similar format but it does not mean that they will describe all your life’s experiences and knowledge. The time management of the case interview is various consultancies where they are used.
One of the best things in a case interview in this situation is not only the mental and sociological tests included but the interviewers can ask out of topics questions also. So, you will have to keep ready for any type of questions and tests that can be asked due to your case interviews.
There are different types of formats of the case interview. The format of the case interview depends on the firm that you are interviewing with. It also depends on the specific round. You should keep in mind that you have to try the same thinking process applies to all interview types, regardless of formats.
Here are some of the case interview formats that you may also suffer from.
The interviewer-Led case interview format
It is a highly structured format so we have to keep it in the first place. In this format the interviewer controls and tests the focus, sequence, tempo, and other abilities of the problem-solving process of the candidate. This format may be consisting of many phases.
You will to ready to answer all of the questions asked by the interviewer one by one. Some problem solving, analytical, and leadership skills will be tested due to this type of case interview format.
Candidate-Led Case interview format
In this case interview format, the candidate can be asked to drive the case from start to finish. You may be asked many types of open questions about yourself and your abilities.
The objective of this type of case interview is to test the priorities, thinking’s, and decisions about how a candidate can handle the entire beginning to end problems and he/she will get rid of them. The thing is to test how the candidate will deal with the problems from start to finish.
Group case interview format
In this type of case interview, the interviewer will test the candidate’s team-leading and role in a team to work with others. In this type of format of the case interview, you will be asked a simple question about how you will lead the team in various types of adverse situations.
You will be tested about how you can perform better and be the best in your team? And if you are leading the team then how you can test the abilities of all members? You may be asked for different types of conditions that would have to suffer a team member and team leader.
The written Case interview format
In written case format the interviewer tests the candidates writing and other computer-working things that are also essential for a candidate. It is a data management and other analysis components test in which the interviewer may test your planning and using of the data to grow the company.
Presentation only case interview format
After the written case of the format, you also may be tested about your presenting skills. In this type of case interview format, you may be asked that how you will satisfy a client with your performing data. And what are the analysis from your data to grow the significant product or company?
5 Best Ways on How to Prepare for a Personal Loan
A personal loan may be a long-term commitment. Like any other commitments, preparations are also ideal before taking on a personal loan. Being prepared for your personal loan may benefit you from the application processing to the completion of your repayments.
To avoid complications with your personal loan, it is best to know how to be well-prepared before you even apply. Continue reading to learn more about how to get ready for your application!
Visit https://www.roshi.sg/personal-loans/ for more!
Check Your Finances
Checking your finances before your personal loan application is the responsible thing to do. You should make sure that you are financially capable to repay the debt that you are about to have. Your finances should not only be sufficient for today but for the entire loan term. Make sure that you have enough finances for all your bills, lifestyle expenditures, and the personal loan that you’re about to take.
Gather the Application Requirements
Requirements for a personal loan are usually not difficult to acquire. They may vary from one lender to another though. When you are already eyeing a potential lender, you should ask for their requirements so that you can gather and prepare all of them before submitting your application. Having complete requirements for your application processing may make the transaction quicker.
Check Your Credit Record
Your credit record is essential for your personal loan. Your credit history will most likely have an impact on your loan terms and conditions. It is best to check your credit record before your application to give yourself some time to make your record look as best as you can.
Fix Persisting Payment Issues
After checking your credit record, make sure that there are no payment issues on it. Having payment issues on your credit history may cause negative impact to your application. If you do find payment issues on your record, make it a priority to fix all these issues before your personal loan application to avoid complications.
Shop for Best Deals
When you prepare for your personal loan, it is ideal for you to make sure that you have taken the best deal available for you. Before submitting that application, do consider all the available options that you have around you. If you think that you have chosen the right one for you, then go for it! If not, then choose the one that would treat you better.
Preparing for a personal loan may be simple but it is a task that you should do cautiously and responsibly. Make sure that all of your documents are legit and issue-free. When you apply for your personal loan, be honest to your lender and even to yourself. Shop Wisely!
How To Sell OSRS Gold To Desire
The first puzzle that comes to your creativity when you determine to market Runescape gold is how to do it. Selling OSRS gold, in usual, is easy, but it is more comfortable if you are selling with a trusted corporation.
Also, the quantity of Runescape gold you are selling shouldn’t be too inadequate, otherwise, you won’t earn that much actual money.
Every association has its own customs when it comes to buying gold from the athletes. Some may pay in a running time after obtaining your gold, others pay immediately. In general, you and the gold customer should be able to converse easily on their website or the in-game conservation.
Normally, you will be invited first what type of RuneScape gold are you purposing to sell, OSRS gold. After that, you’ll be reviewing your chosen payment organisation and where you’re going to appear in-game to trade the gold. Normally, payment will be sent spontaneously, but seldom it takes time.
When it gets to buy RS gold, your security and privacy should be the most significant thing for you. Your record is the most important thing in this case and even more costly than trading 1 or 2 Billion OSRS gold.
The adulthood of Runescape players are constantly asking one when it comes to selling gold; is it forbidden to sell Runescape gold? The response is no, it’s only opposite the game rules, but that doesn’t signify you cannot do it.
Also, it’s not the most remarkable thing you should consider about, getting prevented while exchanging gold is less likely to occur nowadays.
In enhancement to hiding your main account identification, you can also effectively hide your real-life learning during the refund process. This can be achieved by applying any Cryptocurrency but this depends on in case the RS gold position you are contracting to allows them.
In, we allow you a type of benefits that you can take from to take your refund upon selling your buy RS Gold to us.
Our assistant will ask you to contribute your Bitcoin pocketbook business upon completing the process in-game and the stocks will be conveyed to your wallet instantly. This is actually much the identical way all the other methods of payment work as well.
When selling your buy RS Gold to us we also submit in PayPal, Skrill, and Bank orders to almost any country!
It is reasonable to sell your Gold, but it is not a bright thing to do. Characters on this game tend to carry back after achieving the payment, thus you will end up spending your Gold with no possibility of it back. That’s why this is your most desirable option when it comes to selling Runescape Gold quick and simple.
The Corporation You’re dealing With
the best RS gold website to buy with is a very significant circumstance when it appears to buying and selling gold online. If you are ready to take it as a career, then you should find yourself the most suitable work to associate with.
A good group can be organized by its up customer maintenance service and its industry knowledge. A company that passes can grant you the payment immediately is always the best option for you.
Not just that, you also want to examine their proficiency. The longer they have been in this sort of marketing, the more informed they are in withdrawing fines or bans from the game. A well-experienced organisation should be conscious of all the skills and how to defend their clients.
Choosing a company that is responsible to buy OSRS gold for an unreasonable price shouldn’t be your first preference in this case. Your protection and safety should be number one in this profession. Losing your account is like missing your work, but expending a good presentation is not the outcome of the world.
Many organizations in the market will be excited to explain to you why they are the most reliable, but what their traders say about them is the easy and good way to compare each RuneScape gold site with another.
Every profession in this world has imposters, your career, your institution, and even your game. In Runescape imposters are practically everywhere, they will do anything it takes to you and gets every RS GP you have. Things like playing near the Grand Exchange, trading gold with an anonymous player in the game, all of this is just corrupt and should be withdrawn.
Some gold organisations are also struggling that way, they will be playing like they are selling gold or buying gold usually, but they are there to scam you of your OSRS gold. To circumvent this situation from getting a place, you should their whole and their customer displays, even if they are not revealing them, you should be capable to Google their name at least.
Always try to buy your gold to the right corporation, you are not only endangering your gold, but also your account and your identification.
Buy OSRS gold and enjoy your skills of playing. Easily earn money and use links which were mentioned in this article.
Green packaging: 6 Advantages for the Businesses
Many big brands are using creating green packaging for their products because it has several benefits. It can help save the environment and has many other benefits that can help increase the profit of the business. Green packaging requires less use of material, which allows the companies to reduce the cost of packaging. The packaging is also more sustainable and gives excellent long term benefits and results. Eco-friendly packaging is the latest phenomenon that has captured the packaging industry, and more and more big brands are adopting this packaging method. The customers are also demanding eco-friendly suppliers, and using eco packaging has helped the business maintain a good reputation in the market. Here are some of the benefits of eco-friendly packaging.
Reduces the carbon footprint
The eco-friendly boxes have gained a lot of popularity in the packaging industry, reducing the carbon footprint. The packaging is designed with recycled waste material, which is cost-effective and biodegradable. The packaging reduces the consumption of materials and makes it one of the most cost-effective packaging solutions. The packaging will help you meet your eco-friendly goals and allow you to win the customers’ trust.
Eco packaging is easily disposed of and can be recycled over and over again. The boxes can be thrown into the recycled bin, which means that they can be recycled again to create new packaging for some other products. When the companies use easily disposable packaging, they don’t have to worry about disposing of the landfills’ boxes. This packaging is safe for the environment, and your company will not cause any harm the environment. Waste packaging can cause damage to the environment if it is made with plastic and other harmful materials. The landfills and rivers will get dirty as plastic takes years to dispose of. The recyclable packaging can be easily thrown into the recycling bin, and companies can use the materials to recycle them again for some other product packaging. The easy disposal of the boxes make them ideal to use if you want to promote your brand as an eco friendly brand in the market.
Eco-friendly packaging helps to reduce the carbon footprint is also recyclable. It is lightweight and has many other benefits as well. The boxes are biodegradable and can be easily decomposed. They can be recycled and can be used to produce new packaging for different products. The packaging material doesn’t cause any pollution and is safe for the environment. Many big brands use this packaging solution as it is ideal for recyclable and is also readily biodegradable. The boxes can be degraded quickly and are not harmful to the environment and the wildlife. Paper and cardboard materials are ideal for eco-friendly packaging as they are biodegradable and can be recycled easily. You can reuse the box and can use it again and again for packaging other products. The packaging doesn’t pose any threat to the environment and doesn’t leave any dirt in the landfills. The paper and cardboard material decompose quickly and don’t cause any harm to the environment.
Versatile and flexible
Green packaging is versatile and flexible at the same time. It can be reused and recycled in almost the major industries that are making use of packaging. The packaging designs brands use to make a significant impact on their sales. When they use eco-friendly packaging designs, consumers are impressed as it gives good vibes about their contribution to the environment. You can easily pack electronics, food items like meat, and other delicate products inside without getting worried about anything. It will suit the needs of every industry and will reduce the cost of packaging too. According to a recent study, about 78% of consumers among different age groups felt positive about brands offering their products in versatile, eco-friendly packaging designs.
Expand the customer base
The loyalty of your customers will increase when you offer them eco-friendly products and packaging designs. There is a significant demand for going green, and the customers aren’t ready to accept anything that has plastic. The government has also laid down strict rules for the brands so they can contribute to the environment. Most of the people are making their purchase decision keeping eco-friendliness in their mind. When it comes to their health, no one will compromise, and the brands have to make a move accordingly. Going green means a loyal and extended customer base, while excellent word of mouth will act as a free marketing tool. They will not hesitate to come back for repeat purchases.
Most brands like to choose those packaging designs that can save their money and elevate their product and brand. When the products are delivered safely and securely, it will reduce the cost of shipping. There is no doubt that eco-friendly boxes are cost-effective as the manufacturing materials are easy to access. Paper shredders offer useful ways to discard all types of packaging wastes as it will the waste biodegrade faster than usual. The industrials shedders are commonly used if the volume of waste packaging is high and not easy to shred.
Traditional methods of packaging are harmful to the environment and contribute to global warming too. When brands are using eco-friendly packaging, it will give a responsible image, and they can also reduce the use of plastic. Using petrochemicals that are non-sustainable requires a lot of energy, and it is harmful to health too. Traditional plastics thrown in public places are directly associated with health problems for humans while also not favorable for marine life. The green movement has led to a new wave of innovation and creativity, and a lot of alternatives are made to replace traditional packaging designs. It will boost up the importance and sales for environmentally conscious businesses.
What is the advantage of going green?
Green packaging reduces carbon print and is easy to dispose of. Moreover, it is biodegradable, versatile, and flexible too. It has replaced the traditional packaging designs that involve the use of plastic.
How can eco-friendly boxes reduce shipping costs?
The eco-friendly boxes will reduce the number of raw materials used for the construction of packaging designs. Products will also remain safe and secure inside.
Which Bank or Private Lending App Is Best for Personal Loan in Delhi?
If you stay in Delhi and you are looking for a personal loan to meet your urgent needs, this article is for you, as we will be discussing the best banks as well as private lending apps in Delhi from whom you can get a personal loan instantly.
What Is a Personal Loan?
The first thing we need to understand is the exact meaning of a personal loan. In simple terms, a personal loan can be understood as a financing instrument through which you can borrow a certain amount of money, usually in the range of ₹10,000 to ₹500,000, and use it to pay for your urgent needs.
As compared to traditional loans in India, personal loans arrive with a variety of attractive features, the most significant of which are as mentioned below:
- Competitive Rate of Interest
One of the best and most attractive features of personal loans in India is the competitive rate of interest they offer. If you compare traditional loans from leading lenders, you will come to realize that most of them start at 5%, which is comparatively higher, and thus entails that you will be spending more in the long run by availing this loan.
On the other hand, personal loans from private lenders like MoneyView start at 1.13%, which is by far the lowest in the market. A personal loan with a competitive rate of interest not only empowers you to better manage your personal finances but also ensures that you save more money in the long run.
- Instant Disbursement
If you ask any of your peers to narrate a situation where they have considered taking out a loan, one common thread you will find across all circumstances is a lack of time, mainly due to the fact that it is an emergency situation. This indicates that most borrowers only consider a loan when there is an emergency situation and a time constraint in place, and since most traditional loans come with long waiting periods, more often than not, borrowers hinder from applying to one.
On the other hand, if you are facing an emergency situation now and you need urgent access to cash, all you need to do is apply for a personal loan, and you will have the money in your bank account in less than 48 hours.
- Unsecured Loan
Last but not least, most personal loans in India are unsecured in nature, meaning that you do not need to pledge any asset or collateral to avail the benefits of this loan. Being unsecured not only reduces the processing time for the lender but also makes sure that you get the money in your account when you need it the most and not at a later stage.
On the other hand, most traditional loans in India are secured in nature as these financial institutions want to decrease their susceptibility to risk as much as possible. While a secured loan is highly advantageous to the lender since they always have a way to sell the asset and recover their losses lest you default, it proves to be a hassle for the borrower. The reason behind this is simple; when you pledge collateral or an asset, the lender will first need to verify the net worth and legitimacy of the asset before your loan application can be processed and this is generally pretty long drawn.
The Best Banks and Private Lending Apps in Delhi
Now that you are aware of what a personal loan is, along with its features, let us take a closer look at some of the best lenders you can approach in Delhi for a personal loan.
- Banks and Financial Institutions
- ICICI Bank
A personal loan from ICICI Bank in Delhi can not only help you finance the immediate needs in your life but also make sure that you have access to cash for the truly memorable moments. You can get a personal loan anywhere in the range of ₹50,000 all the way to ₹25,00,000 and pay it back while enjoying a flexible repayment system.
ICICI Bank Delhi offers an interest rate of 10.5% and a tenure of up to 60 months on all its personal loan products. Along with this, unlike other lending instruments provided by ICICI, the personal feature is available 24X7 and you can get the money in your account in less than 24 hours.
In order to apply for a personal loan from ICICI, you need to be at least 23 years of age and have a minimum monthly income of ₹30,000.
- HDFC Bank
Second to ICICI, the most popular personal loan lender in Delhi is HDFC bank. One of the best aspects to avail a personal loan from HDFC is the fact that you have the option of choosing any amount between ₹40,000 and ₹40,00,000, meaning that you can basically use this loan to fund any and all of your needs.
HDFC bank has a variable rate of interest on its personal loan products depending on the eligibility criteria you meet, and it generally varies from 10.75% all the way to 22%. Along with this, HDFC also offers you a repayment tenure of upto 60 months, such that your financial stress is less.
In order to apply for a personal loan at HDFC, you must be between 21 and 59 years of age and have a minimum monthly income of ₹50,000.
2. Private Lending Apps
- Dhani by IndiaBulls
If approaching big banks isn’t your thing, then one of the best private lending apps in Delhi is Dhani by IndiaBulls. A versatile platform made for millennials, Dhani app, offers personal loans in the range of ₹1000 to ₹5 lakhs and guarantees the delivery of funds to your account in less than 48 hours. Along with this, applying with Dhani is extremely easy and user friendly thanks to their completely online process, and the interest rate on all their personal loan products start at 13.99%.
Dhani app offers a tenure of upto 24 months across all its personal loan products, and in order to be eligible for the loan, you need to be at least 21 years of age and have a minimum monthly income of ₹20,000.
- Money View
Last but not least is our all-time favorite private money lending application, MoneyView. Founded and headquartered in Bangalore, Money View loans has a wide presence in Delhi, mainly among millennials, due to its completely online process and swift onboarding process.
Money view offers loans in the range of ₹10,000 all the way to ₹500,000 and has one of the lowest interest rates in the market, starting at just 1.13%. Money View promises to deliver the loan amount to your bank account in less than 24 hours, and in order to become eligible, you need to be at least 21 years of age and have a monthly income of ₹20,000.
Availing the benefits of a personal loan, especially in times of need, is truly a blessing in disguise. Now that you know of all the options available to you in Delhi, go ahead and apply for a personal loan today.
Break Bulk V/S Bulk: Understanding the Two Types of Cargo Ships
As a business, it is important to know the cargo ships well because you will need to choose the right one for your transportation needs. Ship finance can help you with the money needs; while the information will help you find the right cargo that justifies your transportation needs.
Two methods in which cargo is transported are in the form of bulk cargo and break-bulk cargo. In the initial days, goods were handled manually in the shipping industry. The products are loaded on the vehicles from the factories and taken to port warehouses where they will be then moved to a vessel. The unloaded goods are then moved to the side of the ship. They are kept along with other cargo that needs to be lowered into the hold. The dockworkers will then get them packed. After that, the ship would start on its journey and deliver cargo at different ports. This makes the whole process costly and time-consuming.
An English engineer named James Brindley came up with a box boat idea to transport coal in the late 18th century. Here 10 wooden containers were used for transportation between Worsley and Manchester. This single step completely revolutionized the shipping industry. At the later stage of development, it was turned into something that can be transported through rail and wagon. Later in the 19th and 20th centuries came the time of closed container boxes which were used for transportation between rail and road. They were more or less like the containers that we are using today.
Later, intermodal container shipping became much popular in the market in terms of choosing the cargo transportation mode. This was because of the international standards of coding and sizes it was following for identifying containers.
Bulk shipping is for materials like grain which are loaded loose on the ship. Break bulk on the other hand is about shipping packaged goods. In both cases, you will need the right ships to carry the cargo as well as a terminal where you can get such kind of cargo loaded and unloaded.
What is break bulk cargo?
Break bulk cargo is the kind where the products are held in drums, bags, crates, and bales. Such cargo needs to be loaded individually. Manufactured goods like cars, tools, machinery, etc. are some of the good examples of break bulk cargo. Before container shipping became popular in the 1960s, break bulk ships were common in the market. Today, container ships are used to carry the majority of the non-bulk cargo. The use of containers or containerisation has reduced costs and time of shipping as well as lowered pilfering and cargo damage. Still, it can be said that demand for break bulk ships even exists today.
Shipping companies or charterers can use break bulk ships as intermediary carriers. This way, they can be used to move goods to larger ships that cannot come near the ports that are shallow. Here the cargo may belong to many clients. Here you will find ships in different sizes right from 2000 to 40000 deadweight tonnage.
Break bulk warehouse
The warehouse at the dock where all the cargoes are loaded is termed as break bulk warehouse. The cargo will be delivered via rail or road for storage at the break bulk warehouse. The goods are then taken from the warehouse when the ship arrives at the dock and loaded abroad using cranes. Some of such vessels for break bulk cargo come with on-board cranes while the rest need the ones on the dock.
Benefits of break bulk cargo
- Items can be shipped separately as you don’t have to combine the goods into a single container.
- You can move large-sized cargos that otherwise will not fit into the container.
- You can have your goods reaching the smaller ports where it is not possible for the larger ships to get in.
- You can dispatch the items quickly as you will be spending less time on reconstruction and deconstruction.
What is the bulk cargo?
Bulk cargo is different from break bulk cargo and here goods are packaged loose on the ship. Commodities usually loaded and transported through bulk cargo are generally raw materials like coal, grain, iron ore, etc. The cargo loaded on the ship is unloaded at decided cargo terminals. Depending on the quantity of the cargo loaded on the ship freight rates for bulk shipping are charged per metric tonne. Dry bulk cargo that is transported is measured by tonnes of deadweight (DWT) by the shipping industry.
Knowing bulk commodity
The most common raw materials used for manufacturing are terms as dry bulk commodities. They are generally of two types. They are known as minor bulks and major bulks. Major bulk commodities include grains like rice & wheat as well as other things like ore, minerals, etc. Minor bulk commodities include manufactured products like sugar, steel products, and cement. Large dry bulk ships are used to carry such bulk commodities.
So, what are such large bulk ships!
Such ships are also called bulk carriers, ore carriers, and even bulkers. Chinamax is the largest bulk carrier ship and that has the amazing ability to carry 400,000 DWT. It is 360 metres long, draught is 24 metres and width is 65 metres. With such a size it restricts Chinamax from entering only certain deepwater ports. Around the world, some of the ports that can accommodate the Chinamax are China, Brazil, the Middle East, and Europe. The carrier comes with seven big compartments and also the loading doors which make loading and unloading trouble-free. The expense of freight has remained low with the growing size of such ships.
Benefits of bulk cargo
- The cargo transportation becomes less expensive as more can be moved in a single time.
- Such cargo can meet the needs of multiple customers on a single voyage.
To sum up
Here we have seen what bulk cargo and break bulk cargo stands for. Here we also saw how containerisation has developed over centuries and got polished with time to meet the changing transportation needs of businesses to move cargo from one place to another. Understanding the kinds of cargo ships and their role in maritime shipping will help you choose wisely in terms of cost-effectiveness, speed, and reliability.
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