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5 Best Online Pokies Sites In Australia [2021]

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For players new to the casino world, pokies are a reliable option to make a start. Getting started to pokies and slot games is pretty easy, as many online casinos provide lucrative offers. Furthermore, most online casinos are available on mobile and are compatible with multiple browsers. Therefore, a brief guide to the best online pokies site will be best for you to start.

1. Spin Samurai

Spin Samurai is a newly formed casino providing excellent bonuses and gaming options. The website is well designed with multiple compatible options to add more to the user experience. Some general perks of the casino include:

  • The casino is licensed according to the laws of Curacao, which ensures the player’s safety.
  • The online casino offers 3000+ games with multiple pokies, slot games, table games, and jackpots.
  • AUD is available in currency options, which help ease down the process of making deposits and initiating transfers.
  • The online casino ensures the option of fair play due to the random number generator.
  • Multiple lucrative welcome bonuses are present with reliable wagering requirements.
  • There are options of claiming free spins, cashback for avid players on the loyalty program, and VIP bonuses.
  • The banking options are also versatile, with ease of payment and receiving options.
  • The customer support is also top-notch with a facility of live chat and email support.

2. Playamo Casino

Another great option for Aussie pokie enthusiasts is playamo casino. It is easy to join and approved by Ecogra to provide the best pokie experience for players. Furthermore, it is overall great in terms of payment options and games. Some perks of the casino include:

  • It is a game-rich casino including blackjack games, online pokies, roulette games, video poker games, and other live games for users.
  • The games are provided by top-notch software, including iSoftBet, Endorphina,Amatic, and Softswiss, and are best in graphics.
  • The casino is safe and secure with PGP protocol and 128-bit Secure Socket Layer (SSL) encryption technology.
  • The deposit and payment options are versatile, including VISA/Mastercard and multiple cryptocurrencies.
  • There are multiple welcome bonuses for players who joined recently in terms of free spins and deposit bonuses.
  • The several stages of the 10-tier VIP Club are great for enhancing the user experience of avid players through bonuses.

3. Ignition Casino

Originated in 2016, the Kahnawake Gaming Commission licenses the ignition casino for pokie enthusiasts. It was launched by Betting Partners and included multiple games and other perks. The bonus options include welcome bonus, friend bonus, poker bonus, and birthday bonus for pokie enthusiasts. The other perks of the casino include:

  • The casino is fully optimized for mobile to enhance the gaming experience at any place.
  • It is compatible with Mobile, Windows, Apple, and Android systems due to its versatility.
  • The banking options include Visa, Mastercard, American Express, and Bitcoin to ensure easy payment transfers and deposits.
  • The vendors are top-notch, including Betsoft, Genesis Gaming, and Relax Gaming to ensue high-quality games.
  • Multiple slots, blackjack games, table games, video poker, and specialty games options are there to have the best gaming time.
  • On joining, there are multiple welcome bonuses, including 1000$ poker bonus.

4. Uptown Casino

Concerning pokies, the Uptown Aces casino is excellent for online Aussie gamblers. Licensed by the Government of Curacao, the casino was established in 2017 and has multiple options regarding deposit bonuses, free spins, and jackpots. Further details include:

  • Uptown casino has the most significant pokie combination and includes 150+ games to add more to gaming time.
  • There is a considerable deposit welcome bonus of 4000$ for new players. But it includes several conditions of wagering and minimum deposits.
  • There is an extraordinary random game match bonus for pokies that helps new players enjoy versatile games.
  • Referring to currency, the AUD dollars allow players to transfer and deposit easily.
  • The customer support is also top-notch in terms of live chat and email support.

5. Woo Casino

Licensed by the Curacao gaming commission, it is owned by Dama N.V. It is a comparatively new casino established in 2020. However, despite being new, it provides numerous perks, including:

  • Concerning bonuses, the options of no-deposit, VIP, deposit, and welcome bonus options are best.
  • The gaming options include table games, live dealer games, pokies, blackjack games, and video poker games for the best time.
  • If you manage to reach the VIP level, there are particular free spins, cashback rewards, and deposit bonuses.
  • The live chat and email support options are best in terms of customer care.

Wrapping Up

That was all about a general overview of the best online pokies sites in Australia. There are lots more offering multiple perks. You can explore them and choose the best through the best Aussie pokie site. It’ll be a goldmine for Aussie pokie enthusiasts in terms of information and bonus codes.

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The Secret to Making Your Own Cannabis Edibles at Home

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The Secret to Making Your Own Cannabis Edibles at Home

With medical cannabis as popular as it is, more and more patients have decided to make their own edibles at home. The practice is especially prevalent in states that do not allow smoking cannabis. Making your own edibles is easy, less expensive than buying them, and even quite fun.

Your biggest challenge is figuring out a process that works for you. Whatever you do, don’t rush things. The secret to making your own edibles at home is time. Remember that anything truly worth having is also worth waiting for. If you rush things, you are going to get an inferior product.

Before we go any further, most of the states that allow medical marijuana require patients to obtain a medical cannabis card before they can buy, possess, or use cannabis products legally. So before we even get into making your own edibles at home, do you have a card? If not, you will need to get one before you can visit a dispensary.

Dry and Cure Your Flower

Though there are exceptions to the rule, most cannabis flower you can purchase at a dispensary has not been fully dried or cured. Things are done that way for a reason. At any rate, drying and curing takes time. Do not rush it.

Both marijuana and hemp dry and cure best when kept in a controlled environment at about 70°F and 50% humidity. Obviously, you are not expected to invest in expensive climate control equipment any more than you would buy commercial extraction equipment from a company like Cedarstone Industry. Don’t sweat it.

Closets make excellent rooms for drying and curing cannabis. Choose an interior closet as close to the center of your home as possible. Set your thermostat so the temperature remains constant. Now, just hang up your buds for about 7 to 10 days. They should feel dry to the touch when they are ready to go. The stems will also snap rather than bend.

If you have the time, you can now take your buds and seal them in a plastic bag for 4 to 6 weeks. The idea is to wait until the material is cured enough that buds just fall off with a little shake. If you don’t have that kind of time, no worries. You don’t really need the extra step for medicinal purposes.

Read Here- 4 Ways to Reduce Energy Consumption before Switching to Solar

Decarboxylate the Plant

The next step is decarboxylate your cannabis. It is pretty simple. Preheat your oven to 240°. Break the plant material into small pieces and bake it on a cookie sheet for 30 to 40 minutes. It should turn brown, not black.

Once finished, you can grind up the material and add it to your recipes. However, there is another option if you’re not real fond about eating tiny pieces of plant. Instead of decarboxylating in the oven, you can grind up the plant material and put it into a crock-pot or pressure cooker with some kind of fat. Some people use butter, others use coconut oil. You can even use vegetable oil.

Regardless, let it slowly cook for 4-8 hours. You will want to strain the resulting mixture before you add it to your recipes. Straining will eliminate any leftover plant material. Also note that you may have to experiment with several batches to get this right because you may need a longer cooking time in order to get the maximum benefits from your medicine.

You can make your own edibles at home without investing in expensive extraction equipment. All you need is some cannabis flower, a few standard pieces of kitchen equipment, and some time.

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5 Tips to Finding Good Life Insurance as a Senior

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There are a lot of perks to your golden years. You get discounts on meals and the best seats on the bus. But there are some difficult aspects, too, like getting life insurance.

For whatever reason, life insurance policies aren’t always a priority when we’re young. But now that you know the importance of protecting your assets and your loved ones when you’re not around, it’s difficult to get the job done. Some companies refuse to write insurance policies after a certain age or for people with common health conditions. 

Getting good life insurance when you’re a senior isn’t impossible, though. These five tips will help you know what to look for and find protection, no matter your age!

1. Work With a General Life Insurance Agent

You may not have thought about it before now, but insurance agents aren’t all the same. Yes, they have comparable training and have to pass a test for their license, but the rest depends on where they work.

In most states, agents must have a license to sell certain types of insurance. Beyond that, they have to be individually approved by the insurance company that they want to underwrite for.

Every insurance company has its own regulations for screening potential agents. Your agent can only write policies for the insurance companies from which he or she is approved. It makes sense, then, that you could get a better deal with a different person.

Consider your car insurance, for instance. If you wanted to buy insurance from a close friend who happens to be an agent, you would be stuck with the policies and premiums they can offer.

When you work with an agent who’s only able to write policies for one company, you’re less likely to get approval. Even if you do, you’re limited to their restrictions and rates.

A general life insurance agent can research dozens of potential companies and find your best fit.

2. Check the Company’s Rating

As with everything in today’s mostly digital world, you will want to research the company you’re interested in working with before you give them any information.

Even if you’ve “heard” of it in the past, check the ratings with places like Standard and Poor’s. Look at the financial strength ratings and any complaints that are listed.

Bad life insurance is worse than none. People who end up taking out contracts with financially insolvent companies pay their premiums. Then, they find out they can’t cash in on their policy when they need it.

If the company looking to underwrite you has a poor reputation and high rates, keep looking. It could be beneficial to put that money into a portfolio instead.

3. Look at Value, Not Premium

Monthly premiums will obviously make a difference in your final decision, but don’t let them be the only factor. Look at what the life insurance covers to determine the best value for your needs.

Life insurance coverage varies from the bare minimum to full coverage. As a senior, you’re probably only going to qualify for a whole-life policy, not a term policy, but that’s not a bad thing. Whole-life insurance builds cash value; term policies don’t.

Some companies offer flexible adjustments if your needs change. You can decrease the death benefit, reducing your premiums. If money is tight, you can skip your payments for short periods.

Other life insurance policies build cash value. That means if you need funds for an urgent situation, you can access that cash while you’re still alive. It comes out of your beneficiaries’ benefits unless you replace it.

These advantages make a slightly higher premium for more benefits a better value overall.

4. Focus on Seniors-Only Insurance

As a senior, you have unique needs that not all insurance companies cater to. 

Chances are, you don’t want or need term insurance anymore. That type of policy is okay if you just want your funeral costs covered or some debt handled, but term policies also have a maximum age at which you can buy one.

If you’re looking for the best coverage to protect your loved ones, a seniors-only policy is what you want.

Companies that write almost exclusively for seniors offer permanent insurance coverage. These policies never expire, and the premiums usually stay the same, regardless of changes in your health.

Some policies require a health exam before you can be approved. Others will grandfather you in without this requirement, but at a reduced rate for a certain period after the policy starts.

If your health is the reason you’ve been unable to get insurance in the past, guaranteed life insurance could be your answer. This is a good choice for people on a budget, too. The policy benefits are lower, but the peace of mind you get from knowing your loved ones are protected is priceless.

5. Watch Out for Policies That Feel Too Good to Be True 

With age comes the benefit of wisdom, so you are probably wary of scams, and rightly so. Insurance policies are an easy door for scammers who love to prey on senior citizens.

Jason Patterson with Burial Insurance Pro states ” many of advertisements of life insurance over T.V. or through the mail are not policies you want to purchase.  Many of them have a 2-year waiting period on the death benefit and are overpriced.  It’s best to work with an independent agent, who can offer you several options in terms of companies.  Many seniors can benefit from a Mutual of Omaha burial insurance policy.”

Even licensed agents might not be reputable. Don’t take anyone at surface level. Get recommendations from friends and family members who have worked with good agents. 

Every agent has an assigned license number. You can, and should, look up their ratings online. It’s not an invasion of their privacy — it’s protection for you and your loved ones!


Conclusion

As you enjoy the slow, relaxed pace of retirement, you have time to think about things like what you’re leaving behind. Your legacy begins while you’re still around, spreading your love and knowledge to those you care about.

You want your family to be able to grieve without financial concerns. With senior life insurance policies, you can focus on making every day count, knowing you handled the money issues for them.

Author Bio:

Leon Grundstein has more than 28 years of experience in real estate development, with over two decades of experience in the retirement industry. He founded Tacoma Point Ruston with a game-changing business model to promote a healthy and robust retirement lifestyle for older adults.

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One of the most active construction Partnering facilitators

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Neal Flesner is passionate about forming collaborative partnerships leading to a remarkable project experience for all stakeholders. He has a strong reputation for achieving team success no matter the project delivery method, number of parties involved, or challenges presented.

Neal delivers value through proven Partnering strategies, including creating project-specific Partnering plans, setting common measurable goals and instilling open communication techniques among team members.

A lifelong learner driven by curiosity aimed at developing solutions to complex challenges, Neal became a Construction Partnering Facilitator over fourteen years ago. He enjoys facilitating project teams primarily because of the results his clients obtain by focusing on developing collaborative relationships through open and honest dialogues. Proficient at problem solving and communication, his no-nonsense, pragmatic approach is recognized by clients worldwide.

Neal works to thoroughly understand the needs of all stakeholders through comprehensive client interviews. These interviews help to inform the format of the Partnering sessions. There is no one size fits all. Each project has a unique strategy. Neal is there to enable open dialogues, transparency, and frank (sometimes vulnerable) conversations that lead to better strategy and issue resolution. What that means is getting individuals, NOT organizations, to make specific commitments to action with dates and deliverables.

Neal has experience facilitating Partnering sessions on nearly every type of vertical and horizontal construction project—from large scale government-funded projects to hospitals, highways, airports, railways, water treatment plants and more. He works with managers, executives and field personnel at all levels of the project team, including project owners, construction companies, architecture and engineering firms, as well as third-party entities critical to the project’s success.

Every team, project and challenge are different, and that is what excites Neal most. He believes that a goal-driven vision, and the desire to move forward with velocity, will create extraordinary results. Exemplifying the value his Partnering strategies provide, projects using Neal’s forward- thinking Partnering approach have won numerous industry awards garnering recognition for the project team. These include the Associated General Contractors (AGC) of America, Marvin M. Black Partnering

Excellence Award, International Partnering Institute (IPI) Partnered Project of the Year Award and Caltrans Excellence in Partnering Awards, among others.

“I am not a leadership guru or team builder; I am a vision-driven, results-oriented Partnering facilitator. Every team is unique. I don’t lecture, play games, administer personality tests, or do team building exercises. I create meaningful conversations between directors, executives, managers, and stakeholders. I help them develop their action plan to move the team forward with velocity.” – Neal Flesner

Recognized as a Master Partnering Facilitator by the International Partnering Institute, Neal’s qualifications include a Bachelor of Science and MBA, 20+ years management consulting, and 14+ years facilitating Partnering (IPI Certified). Some of his clients include LA Metro, Seattle Sound Transit, NAVFAC, UCACE, Caltrans, NDOT and many more.

Neal has also consulted for global companies, including Anheuser- Busch, Coca-Cola, Bank of America, Pepsi Co., Toyota, Adidas, Los Angeles Kings, United States Olympic Committee, and many others.

“This work excites me. Teams I work with produce some of the most incredible projects and buildings that will last well beyond our lifetime. My work is about strategic planning for project success.

The end goal isn’t preventing claims, that’s a given; it’s to make this the most incredible project and experience for everyone involved.” – Neal Flesner This integrated team approach allowed for timely decisions whenever issues arose, and kept the project moving forward, and the team focused on not only meeting, but exceeding the project’s goals.

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Most effective method to Block VoIP Calls at the Individual User Level

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At this point, there’s no doubt that VoIP technology is the future of communication. Even though some companies and people continue using the PSTN, it wouldn’t be around much longer. Phone carriers in a lot of countries globally have discussed ending support already for the PSTN services over the next decade. Hence, there are some businesses that still hold out against VoIP systems.

            VoIP phone is a digital technology, it provides a lot of more helpful features which are suited to modern businesses than analogue landlines. Also, it brings down the price of enterprise telephone systems considerably. At the same time, it is not like VoIP does not have any downsides. For one thing. It requires the power and internet to function. Hence, you have to have a backup option to keep the phone system working during an emergency situation. At times, businesses and people aren’t sure how to enable a specific feature on their IP phones. Therefore, they are hesitant to upgrade.

Why Block VoIP spam Calls?

One feature that people are not sure how they can enable is blocking VoIP phone calls. You can find plenty of information online about routing phone calls and managing them efficiently within a business. However, there isn’t a lot of information on how to combat VoIP spam calls. Everyone is familiar with unwanted phone calls. As users, there is nothing more irritating than getting interrupted several times during the day. However, that is exactly what happens to the majority of people and companies on a regular day. Unwanted phone calls can be anything from scammers to dodgy telemarketers.

            If you have employed a VoIP phone system, then NoMoRoBo is a great option. It offers both paid and unpaid plans in order to block robocalls. The service attempts to recognise robocalls by scanning a blacklist of known numbers. You can then determine whether to answer the calls or send it to voicemail. Also, it can protect against text messages.

How to Block VoIP Phone Calls

  • File a Complaint with the FTC

The problem of spam calls and robocalling has increased to the point that regulators are thinking about taking legal action against businesses. However, as you know well, these procedures can take so much time. Until the business is shut down by law, you still will get phone calls from them.

  • Do Not Call Registry

Another choice is to register your number with the national Do Not Call registry. Your registration will never expire, and a lot of people see a drop in unwanted phone calls. But charities, political parties and companies that have a previous association with you can still call you. Simultaneously it does not stop scammers or illegal businesses either.

  • Caller ID

The first line of defence against any unwanted phone call is the caller ID. This is a great choice for workers who do not regularly interact with users (tech support, sales, etc). if you get a legitimate phone call from a phone number you do not recognise, chances are that they will leave a voicemail. Also, you can call them back later.

            Unfortunately, there are methods to avoid this including caller ID spoofing. All the scammers show a different number on your screen than the phone number they call from. A lot of people answer such phone calls because they see a familiar phone number or local area code.

The following suggestions can help you manage unnecessary calls:

  • You shouldn’t waste time talking to the caller or trying to convince them to not call you in the future. The right option is to hang up, always.
  • Even if there are messages that ask you to do, do not press any number in order to take you off their lists. It just confirms that your phone number is working.
  • Don’t click on any unsolicited messages in your text or email inbox. Often, there are utilized as a part of a big scam to identify employees of the business or organization.
  • You need to block individual phone numbers whenever you know they are robocalls. You also use blacklists or backlists to manage phone calls based on known phone numbers.
  • You have to ensure that you report such phone calls to the right team or department. They always can take follow-up action if needed.
  • You should never ever provide sensitive information over the telephone and that includes financial or customer data, passwords or even email addresses.
  • Make sure you utilise social media carefully and don’t post work phone numbers online. The fewer people know your phone number the safer it is.

How to Block unwanted VoIP Calls at an Individual Level User

  • User Awareness and Training

            Another way to decrease unwanted phone calls and interruption is through user awareness and training. You have to ensure that your workers know not to answer phone calls from unknown phone numbers. Unless you work in the support or sales departments, there are no reasons to answer such phone calls in the first place.

  • Use Interactive Voice Response (IVR)

Using an IVR system is a great way to block unwanted VoIP phone calls. This is particularly true in the case of robocalls since they can’t select options. Also, Scammers and telemarketers will hang up as they do not wish to waste their time.

  • The Future – Artificial Intelligence

            Technology-based on AT will probably win the fight against spam phone calls in the future. A lot of software businesses already are working on means to identify and route spam calls. They can analyse calls based on origin, phone number patterns, and other aspects. However, until then, the means that we have mentioned should suffice.

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Top 7 Stocks To Buy In 2021

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Top 7 Stocks To Buy In 2021

Every year, the stock markets make winning investors as well as losing investors. Some have been on the winning side for so long that they’ve made a fortune. But unfortunately, most of the participants are not profitable.

To get you started on the right foot, in this article we find out which are the best stocks to buy now. It is important to note, however, that the advice given here should not be taken as a call to invest in any particular security.

That being said, let’s start by showing you the top 7 stocks of 2021 that you should put in your portfolio.

7 Best Stocks to Buy Now

With so many titles available, the choice is sometimes difficult to make and that’s how you can make mistakes. We wanted to make it easier for you by reducing your options to just 7 stocks based on our analyzes.

Keep in mind that this is not investment advice, but just a starting point to help you research worthwhile stocks.

  1. Apple

Apple is currently one of our favorites for 2021, why? Apple is launching the M1 chip which will revolutionize the next versions of computers and laptops on the market.

The M1 processor is up to 3 and 4 times more efficient than any Intel processor currently on the market. Besides performance, the cost of mounting its own microprocessor is huge, so the reduction in cost translates into increased sales and profits for the business.

  • Amazon

Another great and good example is a company that everyone is familiar with, Amazon. Today, Amazon is one of the largest companies in the world, and in 2020 it was named one of the top three companies by market capitalization. If you are interested in buying Amazon stocks, we recommend that you read the Invezz investment platform guide which gives you a great overview of trading platforms and how to choose the best broker.

  • Microsoft

Microsoft was founded by Bill Gates and Paul Allen, two of the richest men in the world. Microsoft Corporation is also one of the largest software companies in the world, with many famous subsidiaries including Skype, LinkedIn, Microsoft Azure, Xbox Game Studios, GitHub, and many other technology companies.

Due to the global coronavirus (Covid-19) pandemic, Microsoft has benefited greatly from increased sales thanks to the implications of remote working. Working from home has become a global trend and has seen a proliferation of products, from Microsoft PCs to the Windows operating system, allowing people to work and learn from home.

With distance work and learning booming and ready to permanently adapt to the new normal reality, this makes Microsoft more of a clear growth stock to buy in 2021 than ever before.

  • Visa

After the disappearance of the real money that we live gradually and that the current situation has accelerated, the system will give way to the support of 100% of payments digitally.

And which company will be the biggest beneficiary of the elimination of physical money, hopefully it will be Visa.

Analysts agree that the elimination of paper money will be slow until the end of 2022, beginning of 2023, so we can think of making a long-term investment for this company.

  • Netflix

With over 195 million subscribers reported in its 2020 quarterly report, the streaming company ranks in the top 3 for the number of subscribers subscribed, and in the United States, it has the highest number of subscribers in a country with just under 75 million.

Following the new changes that have brought us to live a life at home, the business has continued to grow, being the undisputed king of online subscriptions.

  • Paypal

PayPal is the world’s largest digital platform providing money transfer services. In addition to this year’s forecast, PayPal also has another high forecast for next year, which is why PYPL is listed as one of the top 7 to invest in 2021.

PayPal’s results show the company has 361 million active accounts, which was announced in the last quarterly report.

The digital world continues to evolve, which is why purchasing PayPal in 2021 is such an event you shouldn’t miss.

  • Alphabet

For those who don’t know, Alphabet is an American multinational whose main subsidiary is Google. Alphabet develops products and services related to the Internet.

To give you an idea of the potential of this business, it includes companies and product lines such as Android, Google Search Network, YouTube, Google Maps, Google Ads, Nest, Google Ventures, Google Capital, Google Cloud, as well as certain biotechnologies and health.

The company is ranked 11th among Fortune 500 companies. It is the fourth US company to achieve a billion dollar market capitalization.

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